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5 Strangest insurances ever!

Buying insurance is not uncommon, one wants to secure the money involved in an asset and thus he gets it insured. But here is the funny part: people have insured things which are weird if not downright hilarious! So, without further ado, let’s jump on to 5 Most Strangest Insurance Policies Ever.

  • 1. Body Parts
    Insuring body parts has become a trend among celebrities. It started quite a while back and once the trend began, there was no turning back, Heidi Klum’s legs were insured for a whopping $2.2 million.
  • 2. Absconding Spouse
    Getting cold feet right before the wedding is a common occurrence. So, what happens to all the hard-earned money spent by your parents for the fancy wedding you wanted? To your relief, you can buy an insurance policy to recover the money spent if your partner decides to take off!
  • 3. Cigar
    Skansen museum in Stockholm exhibits a record-breaking cigar which is fully insured, for all the right reasons!
  • 4. Death By Laughter
    In the 1900’s, people were overly confident of their sense of humor. So much so that an insurer, Lloyd’s of London, had issued a $1m policy for film-goers, just in case they lose their life by laughing so hard.
  • 5. Alien Abduction
    Apparently, a lot of people have a huge fear of getting abducted by aliens. If you are one of those people, you can get an insurance from Lloyd’s of London,More than 20,000 Alien Abduction Policies have been sold till date.

Last but definitely not the least, if you planned for one child and got a surprise of multiple, you can get an insurance to pay for the expenses.

What you should do in case of accidents?

You’re driving safe. You’ve got your eyes on the road, and your seat belt on. But even if you do everything right, accidents well, they simply happen. While we know you’re doing your best to avoid accidents, here’s a list of essential tips to keep in handy in case you’re in an emergency:

  • If you or any of your passengers are injured, medical help is priority. Get first aid immediately.
  • Observe the site of the accident and note down all the details you can – from the location, to important number plates and names.
  • If there are eye-witnesses to the accident, make sure you note down their contact details, so you can follow up with them later.
  • Take pictures of the place where the accident happened. In times like these, every detail helps!
  • If the police have registered a case, remember to note down the case number.
  • Keep track of all the expenses you’ve had to undergo due to the accident. That means, don’t throw a single bill or receipt away!
  • Lastly, make sure you file your insurance claim as soon as you can! Because the sooner your insurance company knows about the incident, the sooner they can help you out.

In case of an unfortunate incident on the road, our no. 1 tip for you is the simplest: don’t panic! Stay calm, and keep a level head.
No matter where you are, always keep the accident no. on speed dial
Here’s to many safe, stress-free road-trips!

 

The new age insurance is changing the game.

The New Age insurance is evolving and we are seeing a lot of new age insurers entering the game alongside the traditional players

Pricing:

Traditional – Expensive as you pay for the operational costs
New age – Cost effective when the company is going paperless
Ease of Dealing

Buying

Traditional - As complicated as buying a house
New age – As easy as placing an order online

Communication

Traditional - As complicated as reading a report
New Age - As simple as reading an article

Claims

Traditional - Hurdles and bottlenecks throughout the process
New Age - Smooth sailing

Paperwork

Traditional - Maximum paperwork, more hassle
New Age - Minimum paperwork, maximum ease and convenience

Keep your car in great shape!

Your car gets you safely everywhere you want to go, but it requires that you take good care of it in order for it to keep running. Some of these simple maintenance issues can actually result in an accident or injuries. Take the time to make sure these 10 things are checked regularly and maintained as needed and avoid a potential accident or claim.

Tip 1: Change the oil. Neglecting oil level checks and fresh oil changes will not do your car any favours.

Tip 2: Change the oil filter. Check the oil level once a month and replace the oil filter regularly.

Tip 3: Check your brake fluid. Check when transmission fluid and power steering fluid need to be replaced as well.

Tip 4: Check the tyre pressure each month. You should check your tyres regularly by ensuring that they are properly inflated and that the wheels are aligned. Not only will you get better mileage, but your tyres will last longer too.

Tip 5: Check the windscreen wipers. Make sure they are not damaged and are in a good working condition, as driving without proper visibility is dangerous.

Tip 6: Change the air filter. Keep your engine clean by regularly replacing the air filter.

Tip 7: Check the windscreen. Inspect the windscreen for small chips and scratches. These are reasonably cheap to repair, while replacing an entire windscreen is expensive.

Tip 8: Check your lights. This means indicator lights, hazard lights and headlights. Replace burnt out bulbs immediately.

Tip 9: Check the dashboard. Don't ignore the dashboard if there are flashing lights or the temperature gauge is suddenly extra hot. Stop as soon as it is safe and read the manual to make sure it is safe to drive further.

Tip 10: Protect the exterior of the car. A coat of good quality wax will ensure that your vehicle paint is protected. Apply the wax every six months.

Keep your car in good running condition and it will keep you safe and in control on the road. It takes a short amount of time to check these important functions, but can save money, fuel, and even lives in the long run. Make sure the functions of your car aren’t the only thing you’re checking. Get Car Insurance at the best price and protect your prized possession!