Expert speaks


Expert Speaks by Magma HDI

Expert Speaks section features insights from experts from various walks of life and pens down their take on different subjects like health, motor, insurance, economy, business and more. Enjoy reading these insightful blogs filled with tips and recommendations for a better and safe living.... read more

Recent Blogs

Work from Home - The new normal

Buying insurance is not uncommon, one wants to secure the money involved in an asset and thus he gets it insured. But here is the funny part: people have insured things which are weird if not downright hilarious! So, without further ado, let’s jump on to 5 Most Strangest Insurance Policies Ever.

Last but definitely not the least, if you planned for one child and got a surprise of multiple, you can get an insurance to pay for the expenses.

WHAT IS RT-PCR TEST for detecting coronavirus infection?

one of the type PCR which the RNA template is first converted into a complementary DNA (cDNA) using reverse transcriptase. The cDNA is then used as a template for exponential amplification using PCR.

  • If you or any of your passengers are injured, medical help is priority. Get first aid immediately.
  • Observe the site of the accident and note down all the details you can – from the location, to important number plates and names.
  • If there are eye-witnesses to the accident, make sure you note down their contact details, so you can follow up with them later.
  • Take pictures of the place where the accident happened. In times like these, every detail helps!
  • If the police have registered a case, remember to note down the case number.
  • Keep track of all the expenses you’ve had to undergo due to the accident. That means, don’t throw a single bill or receipt away!
  • Lastly, make sure you file your insurance claim as soon as you can! Because the sooner your insurance company knows about the incident, the sooner they can help you out.

In case of an unfortunate incident on the road, our no. 1 tip for you is the simplest: don’t panic! Stay calm, and keep a level head.
No matter where you are, always keep the accident no. on speed dial
Here’s to many safe, stress-free road-trips!


Is your car ready for a safe spin post lockdown?

Life has been kind of different in the past two months, with minimal exposure to the outside world. Indeed, one crucial part of everyday life that we all miss is going to our offices.



Coronaviruses are a large group of RNA viruses. It comes under the sub-family Orthocoronavirinae. Coronavirus virions are spherical to pleomorphic enveloped particles.

Traditional - Maximum paperwork, more hassle
New Age - Minimum paperwork, maximum ease and convenience