GENERAL INSURANCE BLOG

Riding a motorcycle is one of the most ethereal experiences that you can encounter in your life. Be it a crowded market or the lush green valleys of the Himalayas, a bike ride is perfect for every occasion. The thrill, excitement, and adrenaline rush that a bike ride gives you will always be unmatched.

But did you know that riding a bike can have health benefits besides getting an adrenaline boost? Surprised, aren't you? Let's find out the different health benefits you can have from riding motorcycles.

1. Builds core strength:
Whenever you ride a bike, you need to maintain the correct position. For longer bike rides, the body's posture must be maintained. It ultimately contributes to greater core strength and flexibility.
You must work on your core to stay upright on your ride. Your body posture maintains the correct shape and form while riding a bike. It is a great exercise for you.

2. Strengthens thigh muscles:
This is one of the hidden benefits of riding a motorcycle. If you're experiencing any issue with your knees or thighs, it can easily be resolved by riding a motorcycle. When you ride a motorcycle, you need to apply a lot of strength on your knees and thighs without straining them too much. A little movement can do them well. Riding a motorcycle is no less than a physical exercise that your legs necessarily need.

3. Boosts neck strength:
If you spend a lot of time on your phone or laptop, you will likely develop neck problems and a painful strain in due time. The best way to tackle it can be by riding a motorcycle. It helps in boosting your neck strength and eliminates the risk of developing a strain or cramp there.

4. Burns calories:
When you ride a motorcycle, you burn calories. When you are in the driver's seat of a motorcycle, you are likely to put in a lot of effort in riding the bike. Your entire body is in an active state with your senses alert, which demands more energy to maintain coordination. This can aid in burning calories. You can burn up to 50 calories by simply riding a bike. This is not possible in the case of other vehicles.

5. Boosts mood:
Although there are numerous benefits of riding a motorcycle, it also greatly impacts your mental health. It boosts your mood and uplifts you. You can cheer yourself up and feel relaxed by setting out on a fulfilling bike ride. It stimulates the happy hormones in your body. It is great for people who are suffering from depression or anxiety. It is an effective way to lift your mood and make you feel better.

These are the numerous health benefits of riding a motorcycle. It not only helps build your physical health but also positively affects your mental health. Apart from the convenience of commuting, it is also important in staying motivated and in the pink of health. If bike riding is your comfort, securing it should be your responsibility. You should buy bike insurance in advance regardless of where you ride your motorcycle. It will add a financial safety net to cover the hefty expenses of damages to your bike.

So, invest in comprehensive bike insurance and enjoy multiple benefits at an attractive premium.

Click HERE to purchase the best bike insurance.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

A keyless ignition system is an electronic access system that allows us to enter the car and start/stop it without the physical metal key. It is operated through a device known as the key fob or the smart key. The car verifies the key electronically and gives access to the driver.

Keyless ignition was introduced in the 1990s. It was a special feature in high-end cars until a few years ago. Now it is gaining popularity and can be found in the standard variants of several cars.

Let us go through the keyless ignition system in detail and the facts we need to know about it.

How does it work?
A keyless ignition system works through a key fob which is a radio transponder. It sends a radio signal to the car, signaling it to unlock the doors and give access to the car. We can then start or stop the car by pushing a button or turning a switch. The system also acts as an immobilizer to protect your car from thieves. The system works if you are within the car's range, usually 10-15 feet. A corresponding RFID chip in the car identifies the correct key fob electronically and gives access.

What is the importance of keyless ignition?

1. Convenience:
The foremost importance of keyless ignition is the convenience that it provides. Every driver would love to walk to his car and access it without fumbling for keys in his pockets. Your car will start and stop with the push of a button, and you no longer need to turn the metallic key or face an unpleasant ignition experience.

2. Style:
The key fob is a symbol of style and elegance. You don't need to take out the car keys to enter the car.

3. Security:
The keyless ignition system provides security to your car. Thieves cannot open the car and start it as you cannot do it without having the key fob with you.

What are the disadvantages of keyless ignition?

1. Chances of malfunction:
A keyless ignition system is eventually an electrical system that can sometimes fail. If your car battery dies, the system will not work, and you will get stuck.

2. Expensive to repair:
If your key fob gets lost or stops working, the service or changing the components is costly and time-consuming.

3. Risky:
The system can be risky as kids can easily switch on your car if you leave the key fob inside the car and go away, even for a minute. Moreover, there is a high risk of a person leaving the engine running and walking away when he forgets to push the "stop" switch. Your car engine will keep running until it runs out of fuel.

We cannot deny that the keyless ignition system is a fad we all love. It can be very convenient and useful if we use it carefully and keep constant track of where our key fob is. Always watch your car if you are moving out but are still in the radius. Your car's safety is your responsibility, and a car insurance policy provides us with similar safety and convenience as a keyless ignition system.

Gone are the days when you had to run behind an agent to get the car insurance policy of your wish. You need to go online, choose the best policy from a variety of available options, fill out the required details and buy car insurance policy online!

Click HERE to buy car insurance policy online.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Riding a motorcycle into the sunset, with the wind blowing on your face, is one of the most surreal experiences to cherish. Previously, this arena was predominantly occupied by men, but nowadays, more women are drawn to the pleasure of riding. However, riding a motorcycle is dangerous for both genders unless the proper measures are considered. Statistics show that motorcyclists face almost 30 times the risk of an accident being fatal than one driving a car.

To have a safe and fruitful experience in driving a bike, here are some tips that female riders should keep in mind:

1. Check your comfort level with the bike:
Female riders must find a bike best suited to them. Many factors must be considered, such as seat height, bike weight, etc. You should be able to comfortably put both feet on the ground while seated and must be able to pick up the bike if it accidentally falls. Make a list of bikes to compare, and research every single one to find your perfect match.

2. Dress appropriately:
Dressing for occasions is very important, but so is dressing appropriately for biking. It is important to remember that every bit of skin exposed might get significantly hurt during an accident. Leather jackets and pants are the preferred outfits when biking and will help face any abrasions. Gloves and boots are other accessories that help a great deal. However, the most essential gear a biker needs is a helmet, preferably a full-face one. If you prefer to wear a half-face helmet, be sure to wear goggles and a face mask.
And, if you are commuting in your Indian attire, you must be careful that it doesn’t mess with your motorcycle’s tyre while in motion.

3. Prevent hair from coming onto your face:
Long hair becomes a hassle for motorbike riders. If it is kept loose and untied, it will move around, causing a distraction to the rider. Also, it might come onto your face, reducing your visibility, and becoming a safety hazard.
Although it’s an excellent alternative to tying your hair in a pony or a bun, this might get uncomfortable under a helmet. The best solution is a low braid, which will give comfort and prevent your hair from getting jostled around and messy.

4. Maintenance is key:
Learning to do basic maintenance is one of the key duties of every motorcycle rider. Learning how to change oil, lube up certain bike parts, or check the tyre pressure regularly are just a few. These skills can be picked up easily by using the internet or simply picking up an owner’s manual.

5. Keep your driving licence and insurance up to date:
A driving licence is necessary for any rider, male or female, before riding the bike. You can apply for a learner’s licence, take the test, and then get the permanent licence issued under your name.

2 wheeler insurance is an essential document to keep handy with you all the time. With the ever-increasing road accidents, it is advisable to keep your motorcycle protected by reliable 2 wheeler insurance against theft, damage, and other concerns that might vent your pockets.

There is always a risk involved in riding a vehicle on the road, regardless of what gender you are. It can only be reduced with abundant experience and remaining cognizant of the road. With an increase in the ratio of female riders, there is a significant boost in the confidence of women who aspire to own and ride a motorcycle. And with proper training and regular riding practice, this can be possible. You must ensure your safety, follow all the traffic rules, keep your 2 wheeler insurance up-to-date, and ride confidently. Happy riding!

Click HERE to know more about 2 wheeler insurance.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Surgery or an operation is a significant event in one’s life. It affects the quality of the person’s life during recovery and may even alter the rest of their life. The intensity with which you might have been doing your activities might get dampened due to the aftereffects of surgery. You must be very careful while performing your daily chores and adapt to a more disciplined behaviour to emphasise aftercare and avoid severe complications.

While medical professionals take utmost care during the procedure to limit the damage and help the patient recover, it is up to the person to rest and allow their body to recover completely. However, surgery cannot put a person’s life on hold. Several responsibilities and duties need to be fulfilled in one’s day-to-day life.

Driving is one such activity that makes life convenient but can get difficult post-surgery. This article discusses some safety tips to keep you safe while driving post-operation.

1. Avoid driving until 48 hours post-operation:
The effects of anaesthesia or any other drug administered during the procedure may still affect your senses and cloud your judgement. It is best to avoid getting behind the wheel at least two days after the surgery. Having friends or family drive you back home or hail a cab is advised.

2. Consult your doctor:
Only your doctors can give you accurate estimates of when you will be able to recover. While it is advised to wait until the entire advised rest period is over, you can consult your doctor to find the best time to get back to driving. Only drive after getting your doctor’s approval. Till then, continue to indulge yourself in mild exercises and stretches.

3. Check your range of mobility:
Drivers need to have a full range of motion and vision. If your mobility is restricted or vision is impaired, you are not fit to drive and are putting yourself and others at risk. Do not drive under either of the circumstances mentioned above.

4. Have a licence-holding passenger accompany you:
It is better to have a passenger with a driving licence issued by the Government beside you even after the doctor deems you fit to drive. In case of any difficulties, the passenger can take control of the vehicle, and drive you safely to your destination.

5. Go for short drives:
Let the first few drives mimic the driving lessons you took as a beginner. Keep the distance short and focus on the basics- lane driving, assessing your position on the road, and checking your reflexes. While it may be frustrating, it will keep you safe and help you get accustomed to driving post-operation. Take this as a challenge to make a swift comeback to your regular driving regime.

Why your insurance may not cover your driving accidents post-surgery:
A personal accident insurance policy is undoubtedly helpful in covering medical and allied costs. However, it may not cover accidents immediately after a medical operation. Since an accident caused due to pain or impairment due to the surgery is a known cause, it becomes the insured’s responsibility to pay for the medical costs incurred for the treatment. Medicinal intoxication is usually covered under a personal accident insurance policy, but pre-existing injuries are exempted from insurance coverage.

*Note: Verify all the inclusions and exclusions with your insurance provider for a better understanding.

While a personal accident insurance policy does not cover already existing injuries, we strongly recommend purchasing it to cover unforeseen accidents and thoroughly check the conditions to protect yourself.

Just as you ensure your wellbeing, it is equally crucial to insure your car against accidental damages. Invest in a reliable car insurance plan, or never miss out on your car insurance renewal if you already own one. Lastly, do not give up on your hopes. Stay positive and relentlessly practice healthy habits for a speedy recovery. You don’t have to surrender your passion for driving. Follow the above tips and make a comeback taking one step at a time.

Click HERE for hassle-free car insurance renewal.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Buying a car is more challenging than it seems. The salesperson uses many tactics to prevent their buyers or sellers from negotiating. Usually, buyers who lack detailed information about car sales and the buying process fall victim to these tricks the salesperson uses to draw more profit.

You also have to consider various things, such as auto loans, RC transfers, and hidden charges, when estimating the price of the car. So, you can create your strategy against these persuasive tricks and get your choice of car at a reasonable price. Here are some tactics that are commonly used to influence the customer.

1. Psychological profiling:
The car salespeople use the scripted questions to break down the needs and vulnerabilities of potential customers. These salespeople are experts in persuading people. The first question most car salespeople ask is about your budget. If you answer this question, you will show a vulnerability to car salespeople.
You should refrain from discussing your budget, family needs, vanity, and urgency to buy and ask for a test drive before signing papers. If you find a car you want, negotiate the price and leave trade-ins and add-ons for another discussion.

2. The Ben Franklin close tactic:
Most car salespeople use this classic tactic to fool the customer into buying a specific car. In this method, they draw a line down the middle of a piece of paper and list the reasons to buy or not buy the particular car. The information from the salesperson is either half true or false. You should avoid falling for this trap and becoming a victim of their motive.

3. The Porcupine close tactic:
The car salespeople use another tactic that includes a question starting with "if." For example, "If I can get you this monthly payment, will you be willing to buy this car today?" Car salespeople use this strategy to find a buying trigger in their customers.
When your car salesperson asks you this type of question, you should answer it with a negative. Instead, telling your car salesperson that you are negotiating with other dealers to get the best deal.

4. The waiting game:
When you go to your car salesperson to buy a car, there are salespeople, a team leader, a general manager, and more levels of leadership. They waste your time and trick you into selling what they want. If your car dealer takes too long to start moving the deal, you should call the deal off.

5. Look after the overall cost of the car:
People research the price of the car and divide the numbers into a down payment and a monthly payment. Most car dealers offer you monthly payments. You should ask them about the total price of the car and their best offer.
You can use an online car affordability calculator to check how expensive a car you can afford. Stay in the range and consider other things such as dealer fees, car insurance, and more. Choose the best car insurance company in India to get reliable insurance at the right price.

6. The impending event tactic:
Car salespeople use another tactic to sell their cars without negotiating. In this tactic, the car salesperson says that you need to buy this car today to take advantage of a big opportunity to buy it, or some other customer will get it.
You should refrain from showing any urgency and telling the car dealer in their eyes that if you come back tomorrow, they will not sell you this car.

These were a few ways to smartly deal with the tactics of salespeople and outwit them. Always stay alert while making such big decisions. Rely more on your research, compare different brands and categories, and take a test drive before the final purchase.

It is compulsory for people who buy a new or used car to get car insurance. When you find a strategy against the car salespeople's tactics, you should also look for the best car insurance company in India. Car insurance brings you many benefits, including personal accident cover, no claim benefits, damage or loss to insure a car, and third-party liabilities. Buy one today to make your driving experience safe and convenient.

Click HERE to buy insurance from the best car insurance company in India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Due to heavy downpours every year, the Indian roads are severely hit and damaged. The potholes and cracks make the roads less motorable, and vehicles have to find their way safely by tackling them.

Potholes are dangerous for driving during the monsoon and rainy seasons, especially for bikers. Alongside this, the extra danger of your bike's wheels slipping on roads adds to the stress of accident possibilities.

Riders must exercise extra caution for a safe ride during the monsoon season. If you drive a two-wheeler in the rain, you should keep the following points in mind.

1. Do not disregard tyre health:
Before riding a bike or scooter in the rain, remember to check the tyres. Your bike might easily skid on the road if the traction in its tyres is worn down. Therefore, change the tyre right away.

2. Attentiveness:
Riding safely in the weather largely depends on being aware of your surroundings. Keep an eye out for potholes and puddles since they can be deeper and bigger than you expected, or there might be an open manhole beneath the water. Stay away from slicks of oil on the road that can be very slippery.

3. Slow down:
Speeding your two-wheeler is strictly prohibited when it rains because it affects your ability to see through and impairs your vision. In addition to the poor vision caused by rain, driving slowly will also give you better control and allow you to brake effectively in an emergency. Your scooter or bike may skid if you apply the brakes suddenly. Potholes are frequently obscured by water and are difficult to see. Take complete judgement of the road and maintain a steady speed to get enough time to tackle the potholes without losing balance.

4. Keep a safe distance:
Keep a safe gap between your two-wheeler and other vehicles on the road, whether in front of you, behind you, or even on the sides. You run the risk of hitting other vehicles when your vision is poor.

5. Using brakes correctly:
When it's raining, it's usually preferable to use the back brake so that your bike stops gradually rather than abruptly. Avoid applying sudden brakes as it might make the vehicle behind ram into you.

6. Stay off flooded roads:
In addition to causing you to veer into potholes, water exposure can harm your scooter or bike's exhaust.

Riding gear –
Investing in good waterproof riding gear can keep you dry. Your riding gear will protect you in an accident. These gears are
● Waterproof riding jacket: Invest in a waterproof riding jacket. To ensure that other road users see you, ensure the jacket has adequate reflective stripes.
● Waterproof riding pants: Wear waterproof riding pants to protect your lower body from the water.
● Gloves: Waterproof riding gloves keep your hands safe and grip tight on the handlebar.
● Helmet: Purchase a full-face helmet with a transparent visor. Immediately replace the scratched visor. To increase visibility, apply reflective tape to the front and back of the helmet.

The water puddles well conceal potholes. The bike's rapid movement and imbalance from riding over these puddles could cause you to lose traction. No matter how skilled a rider you are, a lack of traction and visibility can significantly damage your bike and cause you injuries.

Another crucial safety measure is an insurance. It is preferred to have robust bike insurance to protect your asset from unfortunate damages and repair and maintenance costs. A bike insurance equips you to deal with any accident on the road.

Keep a safe distance from other vehicles when you are riding. Look out for potholes and avoid over speeding your bike. Always remember to accelerate gradually and brake gently to prevent any jerky movement, and never miss having bike insurance.

Click HERE to buy the best bike insurance policy.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Have you bought a brand-new car and are excited to hit the road? The first thing that the law requires is that you need a number plate on the front and rear to display the vehicle registration number. So many of us would love to go for a fancy number plate that makes our car look unique and cool.

But wait. Are you aware you can get into trouble using a fancy number plate for your car? Let us see how.

1. Fines:
According to the Central Motor Vehicles Rules, 1989, you must follow a specific format for your car’s number plate. It specifies the size of the number plate for light motor vehicles and passenger vehicles, respectively. It also specifies the font height and width to be used and the spacing between every font or number. It then specifies the colour combination according to your vehicle category.
A fancy number plate will usually violate one or more of the above guidelines. People go for fancy fonts and colour combinations, write the number to resemble some word or name, or change the size to make it look unique. In any of these cases, the traffic police can issue a challan and impose a penalty on you.
According to section 192(1) of the Motor Vehicles Act, fancy and improper number plates can be fined up to INR 5000. However, this penalty varies from one state to another.

2. Cancellation of licence:
Using a fancy number plate that does not conform to the law is considered illegal in India. Some states have a provision for cancelling the licences of repeat offenders who do not get their number plate changed according to the allowed format despite repeated challans and warnings.

3. Vehicle seizure and imprisonment:
If you choose to delete a number or two in the quest to make your number plate extra fancy, the police have the authority to seize your vehicle and register a criminal case against you. This can lead to your imprisonment as well.

4. Insurance claim:
A fancy number plate can indirectly impact the settlement of your car insurance claim, too, in the event of an accident. If the police have suspended your licence due to the faulty fancy number plate and you meet with an accident in your car, you cannot raise an insurance claim. This can result in heavy monetary loss to you if the accident is major.

Security concerns with fancy number plates:
Fancy number plates usually have fancy fonts that cannot be read easily. This can be troublesome for authorities to trace you or your car in case of theft, traffic violation, or even an accident. If the law starts permitting fancy number plates, criminals will start using this to their advantage.

It is natural that you would want a personalised fancy number plate after buying an expensive car. It will be your style statement and make your car look cooler. However, as mentioned above, a fancy number plate can get you in trouble.

So, stay out of it and make your life simpler by using a number plate that is permitted by law. Online motor insurance is another way by which you can make your life simpler and hassle-free. It has all the advantages of an offline policy and provides you the ease and convenience of choice, comparison, and quick claim settlement, all from the comfort of your home or office.

Click HERE to buy online motor insurance to protect your car against damages.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Even in a country like India, where unequal wealth distribution has persisted over the years, the demand for luxury goods has risen across different landscapes. While rural settings used to limit their investments to affordable luxuries such as 2-wheelers, that is no longer the case. Although comparatively small, the number of car owners in rural and semi-urban areas is growing.

As more people purchase cars, one cannot ignore their allied risks. The risk of damage and theft are the highest-ranking troubles of Indian car owners. While you can cover damages by buying the best car insurance in India, multiple systems can help prevent theft, but none to eliminate it. Owners are left with no choice but to protect their vehicles with the most-sophisticated systems that can deter burglary.

While a basic alarm system is installed in all cars, an aftermarket security system doubles the protection. The availability of too many choices makes it difficult to find the best option for your vehicle. Here is a list of all the types of car alarms to help you choose the best-suited system for your vehicle.

1. Audible alarm system:
Starting with the most basic anti-theft mechanism, a blaring alarm is usually provided in most cars. It makes for easy identification of an issue and alerts passersby to intervene. However, it is an outdated feature, considering that thieves have started tampering with cars to raise the alarm to divert people’s attention from the sound of breaking windows to steal the items inside the vehicle. While necessary, it is not a comprehensive solution.

2. Silent alarms:
A silent alarm does precisely what an audible alarm does- but inaudibly, and only alerts the owner who has the key. Being inaudible can be considered a boon or a bane depending on the result of the situation. Since owners are warned without a sound, the thief remains oblivious to being discovered. As there is no sound, nobody but the owner would be aware of the incident, leaving it entirely up to the owner to tackle the situation.

3. Immobilising alarm system:
The best option of the alternatives discussed so far is an immobilising system. Once the car detects a potential thief at work, it automatically locks the vehicle. The owner does not need to intervene since there is no risk of displacement.
However, in most cases, thieves look for valuable items in the car to steal rather than stealing the vehicle itself, making the system useless in such cases. Alternatively, a key is required to unlock the car, which is not difficult to attain considering the instances of petty thievery and copying the key itself or its electronic signal that opens the car.

4. Additional GPS tracking:
While GPS is a commonly used feature while driving, it can also help keep your car safe if you keep it on even when locked. This way, irrespective of the car alarm system, you will always have access to the car’s location and can track it down in emergencies.

Our recommendation:
1. Why stick to one when you can double up and be extra sure? We recommend adding multiple systems simultaneously to keep your car safe. While you can choose between audible and noiseless alarms, we urge you to purchase at least one of the above-mentioned systems.

2. Consider activating passive security systems rather than active ones. In the case of active alarms, you must trigger them each time after locking the doors, which is often forgotten. However, passive systems work without an additional push. While identifying the best car insurance in India, read the fine print to see if a specific type of alarm is required to be installed to cover robbery incidents.

3. Let the professionals at a registered service provider install your add-on security system to ensure proper activation.

Apart from your choice of alarm system, a vigilant watch, a safe neighbourhood, and buying the best car insurance in India are other crucial factors to keep your car safe from thieves and get compensated for the damage or loss due to acts of robbery.

Click HERE to buy the best car insurance in India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

India is home to over 1.35 billion people, and most of them commute daily through highways and city streets. But we have been ignorant for a long time now regarding the condition of the roads, especially during bad weather conditions. It's time for a change! And before you ask why we'll take you through some stats that will make you think twice.

There is a saying, "A single death is a tragedy; a million deaths is a statistic." On average, over four hundred thousand road accidents occur annually in India, which means that every two minutes, a road accident occurs in our country.

It is imperative to have good knowledge of motor insurance to ensure your car's safety. In case of accidents, motor insurance acts like a financial cushion. The policy significantly reduces policyholders' losses and saves the party from legal repercussions.

For a safe drive, one should be aware of the risks associated with driving on highways and try to avoid them.

Buckle up your seat belts as we take you through a few possible reasons for highway accidents in India. The next time you hit the roads, we ensure that you know the potential risk factors and prioritise your safety.

1. Over speeding:
While you are young, it can be thrilling to over-speed when travelling on highways. But remember, no matter how empty the roads might be, overspeeding is always a killer. It can't be more true when elders say patience is a virtue. So, even though you have a boss breathing down your neck to be on time, it is also true that the need to be punctual should not put one's life in danger. Desperate to be on time, people tend to break speed limits. So don't be one amongst them to make this mistake. These little mistakes cost your life. It's important to understand that highways are not race tracks!

2. Drunk drivers:
When you are drunk, it is inevitable to lose control of the vehicle. According to statistics, in 2019 alone, 12,256 accidents occurred due to drunken drivers. This is alarming! If you're planning to party, then it is advisable to take a cab back home. A danger never comes knocking on your doors. You might face the consequences due to drunk driving. So, keeping the best interest in mind, it is highly recommended to take motor insurance and get covered for third-party damage.

3. Unsafe roads:
With some hip-hop music blasting through the cars, road trips are hands down fun. In India, especially in metro cities, reaching the other place alone is an action-packed adventure. So, with dangerous roads comes the risk of accidents. While it is one hell of a ride, hold your horses and drive with utmost concentration. Keep your constant focus on the road, steering, and the car's mirrors.

4. Bad weather conditions:
It is a thumb rule to keep your car's fog headlamps on while steering through the bad weather and periodically honk while turning to alert the traffic coming from the opposite direction. This way, you can avoid severe accidents and reach your destination safely.

5. Traffic rule violations:
Drivers fail to realise how big the risk of highway accidents becomes when one breaks the traffic rules. This is why countless highway accidents happen daily in India, which would have easily been avoided if drivers respected the traffic rules. Never jump a red signal and strictly say 'NO' to highway lane cutting.

One takeaway from this blog is that these risks can be mitigated with proper road etiquette. Our advice would always be to drive safely while keeping an eye on the road traffic. And be sure to invest in a trusted motor insurance scheme for your vehicle. Always remember that safety comes first. Motivate yourself to drive with discipline and responsibility.

Click HERE to buy the best motor insurance to keep your vehicle safe from potential dangers.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Theoretical and practical knowledge are like two parts of a scale, equally important to make a balanced driver. In recent years theoretical knowledge has been bashed on as ‘bookish’ and ‘old fashioned, and more emphasis is being given to practical lessons. While practical lessons impart a major chunk of knowledge, such as how to react to real-life situations on the road, theory imparts domain knowledge, forming the base of learning how to drive.

Driving instructors at reputed driving schools impart practical knowledge with a robust theoretical base, such as traffic laws and road signals. This makes you aware of the legal aspects and repercussions of disobeying specific rules and become a more knowledgeable driver.

This blog aims to convince you of the importance of theoretical knowledge while learning to drive.

1. Structure of a car:
It is only possible to know the complete anatomy of a car purely based on practical knowledge. Driving instructors usually introduce aspirants to various components of the car on the very first days of driving learning. This is to build a holistic understanding of the car to gain more confidence and learn how to respond to critical situations calmly. They teach you about the various parts of a car, including the brakes, clutch, car engine, fuel supply system, cooling system, lubrication, gears, battery, etc. This increases your understanding of the car so you can perform minor repairs independently without rushing to the mechanic.

2. Covers the legal aspects of driving:
Driving is a great responsibility for every person out on the road. Trainers let learners know the rules and regulations before they set out on the road. There are also a lot of legal requirements needed before driving on the roads, such as the registration process, the process of acquiring a driving licence, and getting acquainted with parking rules, traffic laws, car insurance documents, etc. Professional driving schools will also make learners aware of road hazards, road signs, and other aspects not covered in practical lessons.

3. Building confidence:
Although practical lessons provide real-life experience to the students, theoretical input gives them the confidence to take that first step into driving that many lack the courage to take. Experts in the field can communicate the basic theory to every student with special emphasis on questions posed by students, which will further clarify their doubts. This will give them the confidence to drive professionally in all traffic situations.

4. Good theoretical backing encourages being safe on roads:
Staying safe on the road is a conscious choice a citizen makes daily. Safety is the top priority, and this is emphasised by theoretical knowledge. Along with knowing the rules and regulations to follow on the road, they also double down on the legal implications of reckless driving, drunk driving, and other risky activities.

Managing a car in critical conditions, such as a punctured tyre, or the case of an accident, is the knowledge that is best learned theoretically. These are important aspects of driving that instructors emphasise and should be carefully absorbed by the students, as this information comes in handy at some point.

However, no matter how much training a driver goes through, they are bound to be stressed about the risks and complications of having road accidents. This is an important concern that should not be neglected. Car insurance is necessary for every car owner to remain calm in the event of an accident.

Click HERE to know more about car insurance.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Taking care of your motorcycle requires a lot of personal time and attention. Along with checking the tyres, and engine, cleaning out the air filters, checking the suspension and transmission system, and cleaning the exterior regularly, you might also have to pay additional expenses to ensure your battery and brakes are adequately maintained. The general inclination might be to skip most of these jobs for months or even years till they get damaged and then complain about the money spent repairing them.

*Pro-tip
You can invest in 2 wheeler insurance to safeguard your finances against expenses involved in the repair and maintenance of your bike in the account of unfortunate events like accidents.

One of the most neglected maintenance issues continues to be that of the bike's gas rusting. Generally, people don't follow any preventative measures and are only compelled to replace the fuel tank if it gets rusted. However, this is very strenuous as replacing the fuel tank is extremely expensive. This blog aims to give tips and tricks to prevent your bike's gas tank from rusting.

Favour high octane gas over low octane:
Rust on the fuel tank's surface is mainly a result of the condensation oxidising the inner surface, corroding it beyond repair. You can prevent this by filling the gas tank to the brim with fuel having high octane.
Low octane gases contain higher levels of alcohol which encourage rust by attracting water to the surface. High octane gases ensure more fuel efficiency and smoother engine performance.

Consider the use of a fuel-stabiliser:
If you're planning to keep your vehicle defunct for a while, it is advisable to add a fuel
stabilizer to the fuel tank. This will prevent the gas from breaking down during long periods and the condensation from building up.

Clean the air filter properly:
One of the main things you can do for your fuel tank is to clean the air filter regularly. By doing this, you are increasing the ventilation in your vehicle and helping it maintain the least condensation in the tank. However, simply cleaning the air filter is not enough. Clean it inside out with a compressed air gun to obtain maximum results.

Let out all the air bubbles:
Be sure to tilt the fuel tank and get all the air bubbles out of the tank to reduce the chances of corrosion.

Remove the fuel tank altogether if you want to hibernate your vehicle:
Although your bike is made to withstand all weather conditions be it rain, snow, or heat, some people prefer to let their bike rest for certain parts of the year. In this case of hibernation, it is advised by experts to remove the fuel tank altogether. To do this, drain the fuel completely and allow the tank to be in the sun to get absolutely dry. Further, put silica packets or other moisture-absorbing materials in it to capture any stray moisture and then seal it shut.

Disposing of fuel is hazardous and should be done with caution. If you have any use for it in your other vehicles, that is a great way to use them. If that is not the case, you may give it to someone who does. If neither works, contact a local hazardous waste collector.

Maintenance and care of bikes are tiring but crucial to ensure the longevity of your precious assets. It is often daunting to constantly take care of every part of your bike. Sometimes, negligence results in expenses you might not be ready to bear. That is why it is advisable to research good 2 wheeler insurance from various sources and find one that gives you the coverage you are looking for. A reliable 2 wheeler insurance can be your bike’s ultimate protection to serve you to the best.

Click HERE to know more about two wheeler insurance

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Of all the inventions and discoveries the human race has made over time, its progress in medical science has been the most significant. The human mind has made everything possible, from simple practices like using herbs to heal wounds by trial and error to developing advanced laser surgeries. Despite consistent advancements in scientific knowledge, certain age-old traditions, like alternative medicine, are believed to be effective and used in modern times while lacking complete scientific backing.

Acupuncture is a form of alternative medicine rooted in Chinese medicine. It is believed to cure illnesses and eliminate stress. While not entirely backed by scientific evidence, western medicine converges on some beliefs of sticking needles in the body at strategic locations. While buying a comprehensive health insurance policy for family is the safest bet for keeping your loved ones safe if you're interested in acupuncture, here's what you must know!

What acupuncture seeks to resolve?
Like all ancient medical practices, acupuncture claims to correct many medical issues, ranging from muscle aches, back pains, headaches, and arthritis. Some also believe that targeting specific nerves with thin needles can eliminate cancer, cure infertility and strengthen the immune system.

The fundamental principle behind acupuncture.
Traditionally, the practice is seen as a corrective measure to balance an individual's energy, which is the cure for all of one's problems. However, western medicine agrees with some of its claims while stating a different reason- it is possible to cure pains and aches by targeting the muscles and tissues that are tense by releasing the knots formed.

When to avoid acupuncture?
While the procedure can set right multiple issues ranging from common posture issues to chronic illnesses, it is not suitable for everyone. If you have a bleeding tendency or suffer from weak immunity or epilepsy, you should avoid acupuncture. The same applies to pregnant females or patients with an unclear diagnosis since it may cause more significant problems.

Precautions to ensure before acupuncture.
You must approach any medical procedure with caution. A patient must take all necessary preventive measures to ensure that minimal risk is involved. Before you visit an acupuncturist, keep the following in mind:

1. Make sure to do due diligence when choosing an acupuncturist. Ensure you talk to previous patients about the procedure, clinic, and practitioner and their credentials.

2. Disclose your medical history to the acupuncturist to make an accurate diagnosis.

3. Avoid caffeine before your appointment.

4. Wear loose clothes to allow easy placement of the needles in appropriate places.

5. Make sure to check that sterile needles are used for each appointment.

An acupuncturist's appointment.
Like any other medical procedure, acupuncture is not a one-time solution that will eliminate your problems. It takes multiple sittings, supplementary practices, and a reliable acupuncturist to provide effective results. Here's a short synopsis of what the procedure entails

1. Diagnosis:
The first appointment is the most crucial as it is when the initial diagnosis is made regarding the patient's health while considering their medical history. Usually, the acupuncturist examines your overall health by inspection and requires supplementary information to make an accurate diagnosis.

2. Acupuncture sessions:
Usually, sessions can last between 20 minutes to an hour, depending on the severity of the issue. Sessions are generally scheduled up to two times a week and may continue for 2 or 3 months. This may also depend on the add-on services like acupressure, cupping, etc.

3. Associated risks:
Although rare, the procedure comes with the risk of developing some serious side effects. They include excessive bleeding, fainting, infections, and, worst case, puncture of organs.

Acupuncture may seem like a relatively harmless procedure involving thin needles, but it has several risks you must consider if your body is not susceptible to it. Irrespective of your beliefs in alternative practices, we strongly recommend purchasing a health insurance policy for family to cover the financial burden of medical issues.

Click HERE to buy health insurance policy for family.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

All your bike's parts are crucial, but one of its most essential parts is the clutch. In addition to assisting you in changing gears, the clutch connects and disconnects the engine from the transmission. For a safe and comfortable riding experience, you must always ensure the clutch is working properly. Immediately take your bike to the closest garage if you notice any concerns so that they can be rectified.

But sometimes, it takes time to identify the issue. You might only be able to detect a failing clutch on a bike if you know a lot about how the bike and its components operate. It is always important to understand how to keep the bike's clutch in good condition.

We are here to help you with this concern! To maintain the clutch's optimal performance, consider these key points:

1. Proper lubrication of the chain:
Various motorcycle parts require lubrication to function efficiently. The clutch and chain are no exception. They need appropriate lubrication to be in their optimum working condition. If left unattended for too long, these can dry out and cause your bike’s gear to become rigid. The clutch faces significant damage, making it difficult for the rider to change the gear smoothly.
The only way to fix this issue is by regularly lubricating the chain and the clutch. Watch out for the amount of oil in the bike; if it appears low, then refill it to the appropriate level. Also, clean the chain thoroughly and later add lubrication to reduce friction.

2. Check the oil in the clutch:
The clutch needs lubrication, especially wet clutches like the ones on most high-end motorcycles and dirt bikes. The clutch oil does this to keep the clutch lubricated, control the friction, and to make it easy for the clutch plates to move. The oil also helps keep the clutch compartment cool, improving the clutch system's functioning and running the bike perfectly.

3. Sprockets:
Pull the chain away from the rear sprocket. Inspect the teeth for wear and rust. If you must replace the chain sprocket, see a professional. If you decide to replace it yourself, make sure you put everything back on the exact way you took it off.

4. Clutch cable:
Apply grease to the clutch cable stopper regularly to prevent cable breakage. In case you need to change the cable, you'll require tools, cable lube, and a new cable. To change it:

● Take off the flares and seats.

● Turn the adjuster screw down to get the clutch cable out of the clips.

● Take the cable off the handlebar as well as the engine.

● Take out the cable all the way.

● Grease up a new cable.

● Change it in the same way.

● Put the screws and covers back on.

Keep referring to these tips to spot the issues and know more about typical clutch faults and how to rectify them. Additionally, to keep your bike safe and protected from mishaps, you can purchase or renew bike insurance online if you have already had it. Remember that you can increase the longevity of your bike and ride it safely for years if you take good care of it.

Click HERE to renew bike insurance online.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Since the onset of the pandemic, there's nothing that we've been waiting for like a vacation. A quick getaway to relieve the stress induced by hectic schedules and some time to enjoy being outdoors with family is all that people have been looking forward to. Now that the mandates are relaxed, it is the perfect time to take your family on a beach trip!

There's no better way to take a beach trip than going by car. Long drives, beautiful sceneries accompanied by great music, and memorable conversations are the ideal start for a perfect beach trip. However, there are several factors that you need to ensure before taking out your car on a beach trip. Maintenance and servicing of the car are crucial to prepare it for such long-distance trips.

You must also ensure that you have a car insurance policy. Now, why is that important? It is essential for safeguarding your vehicle from uninvited events and putting less pressure on your pockets on account of repair and maintenance. The best way to buy car insurance is by purchasing online. You can find the best car insurance price in India and compare policies to find the best-suited policy for your car.

Once your car is insured, you can follow the tips stated below to ensure your vehicle is ready for the beach trip.

1. Sun protection:
Humans are not the only ones that suffer under high heat. If you're planning to take a beach trip in your car, your car is bound to be outdoors for long hours. In such cases, it is likely to heat up and be suffocating for the passengers. Use sun shields and UV protective window tints on windows and cover seats and the steering wheel with thick clothes to keep them covered from the heat.

2. Pack efficiently:
Use duffel bags instead of suitcases. This helps in making efficient use of storage space in the trunk. Do not overpack and bring extra bags that may be required to be kept in the passengers' seats. When stacked too high on each other, they may obstruct the driver's vision of the rear traffic.

3. Beach-proof your car:
While you cannot minimise or eliminate the heat or sand at the beach, you can take preventive measures to deal effectively with them. Waxing the car body is a way to keep it cool and prevent it from overheating. It also prevents any flying sand from sticking to the car. You can also gloss your tyres to protect them from the heat.

4. Be prepared for emergencies:
Travelling while the temperature is high usually puts your car at risk of punctures or problems related to overheating. In such cases, you need the right equipment to take care of the damage until you can find help. Ensure you have your tool kit, including necessary equipment like a jack, wedge, lug wrench, etc.

5. Protect your floor:
The most irritating part of going to beaches is dealing with the sand that comes home with you. You can find plastic mats or lay large beach towels on the seats, under the seats, and on the floor to prevent the sand from getting everywhere in your car. While you will need a thorough inside cleaning, it will reduce the effort required to deal with the problem.

6. Car maintenance:
While car maintenance is imperative on all occasions, it is particularly needed before taking the car on long drives. Check the essential fluids- brake, engine oil, and coolant levels. Also, check the tyre pressures, brakes, lights, fuel, and air conditioning.

At the same time, ensure that you have all the required documents in the car. This includes the PUC, insurance papers, driver's licence, and registration certificate. Ensure that you compare the car insurance price in India offered by different companies and choose a comprehensive cover. If you're planning a trip after a long time, plan it with all safety so that you are enjoying and not worrying. Stay hydrated and take care of kids while playing on the beach. Most importantly, cherish peaceful family time together and capture beautiful memories that keep you musing always!

Click HERE to know more about the car insurance price in India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

The startup culture has expanded its roots across the world. Today, entrepreneurship is a position every career-driven, and ambitious individual aspires to achieve at some stage. People have been more creative and technologically inclined to create new products and services which cater to the public's demands while trying to forge their name through the sands of time. But an entrepreneur's life is not all glitter.

It isn't easy to be an entrepreneur. Dealing with different moods, mindsets, and health issues, including physical and mental health, apart from the usual stresses and challenges of the startup journey, takes a considerable toll. We advise all talented minds to buy health insurance online to safeguard their health.

It is highly excruciating to keep walking the same beat and set a precedent for others to stay motivated, despite one's personal, lesser-known challenges. As a new founder, you have to battle wars on several fronts, and most of the time, you need a win to keep your and employees' morale high. But how does one take care of themselves in this arduous journey?

This blog will discuss what an entrepreneur's guide to best self-care and healthy living should be like. Let's get started.

1. Healthy eating, healthy living:
Healthy food gives your body the accessible space to digest and churns out the nutrients that would help you boost your happy hormones, keep you light on your feet and provide your body with all the nutrition.
And we all are aware of the famous saying, "a sound mind lives in a sound body." The healthier your body, the healthier your mind. And the healthier your mind functions, the more productive and focused you can be on your dreams and targets.

2. Drink that water:
Staying hydrated is one of the essential things you need to do to keep yourself on track during your entrepreneurial journey. Consuming the right amount of water at regular intervals throughout the day boosts the blood flow, keeps your skin and oral hygiene on point, benefits the movement of the joints and muscles, and regulates your kidney and bladder function. So, water is a liquid with numerous benefits. Set that water reminder, and get going!

3. The importance of mindfulness:
Being completely focused and present at the moment is not just an artsy quote. It is one of the most critical ways to sort out the chaos that is a regular part of your journey. Making mindfulness a crucial part of your life and self-reflecting can help you become more efficient and productive.
It will also aid you in freeing up space since you will be more effectively focused during your tasks and eventually have time to take care of yourself and enjoy life as it comes. Activities like meditation and deep breathing help reduce stress, inducing calmer vibes and the atmosphere within and around you.

4. Make a to-do list:
As someone setting up a business, you will not have the liberty to take frequent vacations and days off. It would be best if you showed up every day to ensure that your colleagues and employees stay on track and can learn commitment and values of integrity and creativity from you. So, to stay at the top of your game, you need to make a to-do list and segregate your
tasks and estimated hours required to complete the work required. Doing this will give you clarity, and you can make some time which you can dedicate to yourself and practice activities of mindfulness or sports or anything which takes your stress off.

Inculcating these tips in your lifestyle and practicing them will help you approach your journey efficiently and healthily. With that being said, it is essential to discuss how health is an integral part of anyone's journey, and there can be unforeseeable circumstances due to which your health can take a hit. To deal with such situations, you must stay prepared.

You need to purchase the best health insurance that caters to your needs. And to suit your comfort, you can buy health insurance online these days. After all, entrepreneurs are the frontrunners of the economy!

Click HERE to know more about how you can buy health insurance online.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Are you a pet lover who wants to take your pet dog out for an adventure? With pets becoming closer to hearts than ever before, it's understandable to take your puppy with you for a motorcycle ride. This idea no doubt excites all dog lovers, but can this endeavour be a safe thing to do?

Let's understand why taking your tailed friend on a bike ride cannot be a good idea even though you might feel like trying it.

1. Determining the best way to take your pup on the motorcycle:
Motorcycles are risky machines if not driven with care. Even some human beings are skittish on them; similarly, only some dogs will be comfortable on a bike. After checking with your vet about any health conditions that might be aggravated by your pup being on a bike, use all resources to learn about whether your furry friend can be on a bike or not.
Consider the personality and temperament of your dog, as well as its age. If your dog is prone to startling you by jumping at the nearby cat it saw, it is probably not a good idea to take it out on a ride.
Also, bikes were never designed to fit the purpose of pet travel. Although, several bikers find locations on the bike that seems perfect for lodging their pet dog. Understand that fuel tanks or handlebars are not the places to make your dog sit and ride with you. You might also think of attaching a side carrier, but know that sidecars or carriers are open, and what if your dog tries to escape from it midway?

2. Training it to be comfortable around and on a bike:
Most dogs are nervous around loud noises. You must have observed how your dog hides under the bed in the event of firecrackers bursting or thundering. Most motorcycles also have a startling sound that might scare your dog. Although, you can fix this by making your dog accustomed to the sounds and vibrations the bike produces. Still, even a slight discomfort or frustration during the ride can make things challenging. Your dog can get panicked and angry. This can be daunting for you to handle your dog and avoid any chaos on the road or disturb others.

3. Overloading the bike:
Bike journeys are always an adrenaline booster and a good stressbuster and travelling with your pet might elevate this to the next level. But what might seem an exciting thought might turn into a disaster due to the unpredictability of your dog's nature and the lurking possibility of an unexpected incident.
Also, you will have to plan everything your dog might require for the ride, such as its bowl, food, a leash, treats to keep it satiated, and a warm blanket in winter. Knowing that your bike can withstand a limited load and burdening it with your and your dog's essentials will impact the performance of your bike throughout the trip.

It is crucial to understand and accept that bikes are not dog-friendly machines. Building a strong bond with your pet is a nice gesture but not this way! This act can put several lives in danger.

Planning a bike trip with your pet might take a lot of effort, but you can live your passion for bike riding by frequently setting out on bike tours, either alone or with your other biker friends. But ensure that you have the safety gear and essential documents handy before planning your trip. Check out for your 2 wheeler insurance renewal or buy a new 2 wheeler insurance online if you don't have one. Making the right purchase will handcraft you a safer and more immersive riding experience!

Click HERE to know more about 2 wheeler insurance online.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Body gestures are a great way to communicate and express our feelings in addition to verbal communication. They are a great confidence booster and help us succeed in negotiations and win hearts.

However, not all body gestures leave a positive impact. Sometimes, unknowingly, we may adopt body gestures that may seem inappropriate to others. They may interpret a negative impression on the people around us and even make them uncomfortable and doubtful about us. As a result, we may lose out on negotiations and contracts due to such negative body gestures.

But, how can you differentiate between positive and negative gestures? Let us have a look at a few of such body gestures that may leave a negative impact.

1. Crossing arms across the chest or behind your back:
People tend to instantly notice crossed arms across your chest, whether you are standing or sitting. It gives an impression that you are annoyed, defensive, stubborn, and not open to communication. Crossing your arms behind your back means you want to cut the communication. Sometimes it also shows your lack of confidence, anger, or nervousness. Avoid these body gestures, especially if you are in the middle of an important negotiation or a meeting.

2. Slouched shoulders:
You should avoid slumping your shoulders or such posture in public. Poor posture conveys that you are irresponsible and lack confidence. People start doubting your ability to accomplish tasks. A straight posture can do wonders in public by giving a strong statement about your personality.

3. Avoidance of eye contact:
Eyes convey messages that even verbal communication cannot. Avoiding eye contact conveys that you are not interested in talking or do not want to associate positively with the person in front of you. It shows that you are not confident and maybe being dishonest.
Also, looking down or staring at your phone while talking to someone leaves a negative impression. It conveys that you are not attentive and don’t want to be a part of the conversation. Always maintain proper eye contact while talking to anyone. It helps to build a positive connection and keeps the person in front of you engaged in the conversation by acknowledging him with constant eye contact.

4. Improper use of objects:
People tend to hold an object in their hands while talking to someone. The constant clicking of a pen or fidgeting with some object in your hand during a conversation or a meeting can be distracting and annoying. Such gestures also show your lack of confidence, anxiety, and nervousness. The best action is to keep the object down or keep holding the pen without clicking it.

5. Proper spacing:
Getting too close to the person in front of you while talking is considered intimidating and disrespectful. It may result in the person in front of you backing off or ending the conversation midway. Always maintain an arm’s length distance with the person you’re talking to, especially if you are strangers or share a formal relationship.

6. Overuse of body gestures:
Overuse of anything is bad. Similarly, if we overuse our body gestures like, excessive use of hand movements can also leave a bad impression in the minds of people around us. It can make us look anxious and clueless. Always have proper control of your body gestures and do not overuse them.

The quicker you understand what gestures are the best for you, the better you will ace your personal and professional communications. Just like how positive body gestures can give you the confidence to tackle all situations, similarly maintaining good health can keep your body energetic at all times. Our well-being significantly impacts postures and gestures.

It becomes paramount for you to ensure that your health remains in the best shape, and the ways to achieve this are a good diet, proper sleep, regular exercise, and health insurance. Health insurance, how? Well, health insurance can protect you from the finances against uninvited adversities. Buy the best health insurance in India and make your life less stressful and more confident.

Click HERE to buy the best health insurance in India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

The cold weather in the winter is a welcome change in most parts of the country that usually experience blazing heat. While Central and Southern India witness pleasant climates with a slight nip in the air, the upper Northern part experiences snowfall. However, getting safely on the roads in vehicles is challenging due to the intense fog and constant snowfall.

Many people avoid driving, especially motorcycles, in snowy terrains. However, it is possible to safely ride on snow with the proper gear, technique, and tips. While following these steps can better prepare you to handle the terrain and climate, taking precautionary methods is the first step you cannot skip at any cost.

Ensure that you have active bike insurance, or renew your bike insurance online to get the best quotes and compare policies from the comfort of your home. Now that we've set the base, here are some steps you must follow to guarantee a comfortable motorcycle ride in the snow.

1. Get your riding gear right:
Not having the essential requisites gear can invite discomfort and troubles for the rider. After taking the necessary steps to buy or renew your bike insurance online, check your riding equipment. While a helmet is all that is mandated in different climates, you need to be prepped for enduring the harsh cold.
Ensure that you wear adequate layers of well-fitted insulating barriers. The outermost layer should be water-resistant but breathable. Gloves and ridged boots are other necessities during the winter.

2. Prep your motorcycle:
A quick wipe-down may be sufficient in other conditions, but you need to snow-proof your vehicle. Switch to all-weather tyres to ensure better grip, and check your bike's mechanics before each ride. This will expose any issues beforehand and prevent accidents on slippery roads. Anti-fog visors are an example of winter-centric riding essentials that can help manoeuvre over the snow.

3. Stay seated at all times:
Bike stunts can be risky at all times, so it is best to avoid them in uncertain conditions like snow. Follow basic protocol and do not overload the bike to maintain proper balance, and be able to take charge of the situation if the motorcycle begins to slip and slide.

4. Focus on posture:
Relaxed posture is key to maintaining balance even in normal conditions, but even more in snow. Ensure that your shoulders are pushed back and loose while keeping your elbows steady instead of holding them at a 90-degree angle. This has a direct impact on the control over the bike.

5. Pay attention to the road ahead:
While this may seem obvious, it is challenging to take a call when all that's ahead of you is snow. If it is snow with evident traces of a road underneath, ride straight forward. The snow will compress underneath the tyre and fill the grooves.
If there are some tracks in the snow, it may be best to ride on the untrodden path instead of exploring new trails. If you encounter wide tyre tracks that have left the snow in a slush, riding on the slush may be your best bet, as your bike's tyres will touch the road, providing grip. However, if you see signs of ice underneath, steer clear.

While these tips can help you keep your bike upright in the snow and reduce the risk of accidents, it is best to seek shelter in case of heavy snowfall. Ensure that you drive slowly and make decisions ahead of time, as it takes longer to break in the snow. Don't forget to purchase or renew bike insurance online that covers any accidental damages to your bike due to the adverse impact of the snow.

Click HERE to invest in bike insurance online for your two wheeler.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Ageing is an inevitable natural phenomenon. No matter how much you try, the effects of ageing are bound to catch up with you over time. A common symptom of ageing is loss of stamina. Tasks that used to be manageable begin to feel challenging. Although it is a regular sign of turning old, it is now being seen amongst youngsters as well. Despite the age gap, most people have low stamina levels and often get tired after doing relatively simple tasks.

In such situations, irrespective of your age, you must first buy a health insurance policy to cover any potential problems that might arise in the future. Nowadays, the process has become extremely simplified and can be done at home by running a quick search to buy health insurance online India.

Now that you have your health insurance covered, you can focus on taking preventive measures to stop your stamina from reducing further. The easiest way to do so is by following a regular exercise routine that focuses on cardio and eating a well-balanced diet. Here is a list of the best cardio exercises that can have your stamina up and leave you feeling energised when followed consistently.

1. Jump rope:
Also known as skipping rope, it is a quick exercise that doesn't need too much space or much equipment. To jump rope, all you need is a jump rope and some practice. We recommend wearing comfortable shoes while practising to prevent any injuries. The inexpensive cardio exercise is sure to get your heart rate up. You can also switch up things after a little bit of practice and go on to master double jumps, boxer jumps, and many more!

2. Brisk walk:
Surprised to see regular old walking on the list? Walking with more powerful strides than a stroll is known as brisk walking. It is easy to do and can be done at any time of the day and anywhere! Who says cardio has to be done on expensive equipment in fancy gyms?

3. Swimming:
Swimming is a form of low-impact cardio that is very enjoyable. You can take up the activity alone or with a group of friends to make it more fun. The variations in strokes allow you to stay engaged without repeatedly getting bored of the same thing.

4. Boxing:
If you enjoy more action-packed exercises involving competition, boxing may be the best fit. Studies show that boxing burns more calories than most cardio activities, making it a great addition to your day to increase your energy levels and stamina. Since it is a hands-on game that may result in injuries, you must be careful while practising it.

5. Cycling:
Since the Covid-19 pandemic, the sales of bicycles in India have grown multifold. Cycling is an excellent cardio exercise to go on a ride, and many cycling enthusiasts come together in groups and go cycling together to prevent any mishaps and support each other. If long-distance rides are not your thing, you can always stick to solo rides in nearby areas.

Why you must consider buying health insurance if you have low stamina?
Your lack of stamina may be due to poor diet, improper sleep, a hectic schedule, lifestyle choices, or an underlying medical condition. It is essential to buy health insurance online India for individuals of all ages. While you can take measures to build your stamina, a policy cover keeps you protected at all times, keeping you stress-free from any possible health accidents and associated bills.

Staying energetic every day requires discipline and sincere efforts. Our lifestyle has a major role in shaping the core of our body. Stamina is the fuel that we need to survive all the stress, and these simple and efficient cardio exercises are just what your body needs. If you can't change your lifestyle, then better change your mindset. Adapt to healthy practices and see the magic happen!

Click HERE to buy health insurance online India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Are you someone who is looking to buy a two wheeler soon? If yes, one of the important things you need to do is look for a trustworthy dealer. Purchasing a vehicle is always daunting as you have to pay close attention to the many aspects. A two wheeler is one of the best investments to make your life more comfortable and easier, and you must get the perfect deal from an auto dealer.

*Note
In addition to buying a two wheeler, it is also necessary to purchase two wheeler insurance. The best way to do this is to buy two wheeler insurance online and get exciting benefits that can protect your vehicle from all adversities.

So, as you have decided to purchase a new two wheeler, let's look at a few factors that can help you select the best auto dealer.

1. Type or category of the two wheeler:
While looking for a two wheeler dealer, you first need to focus on the type of vehicle. Since you can purchase either bikes or scooters nowadays, you should figure out whether the dealer sells those models of your choice. Scooters are more convenient to handle since they provide gearless riding experiences, automatic transmission, storage space benefits, etc.
Whereas bikes help you get better control, power, and handling. The bikes are more well-built for long and short distance rides, offering good fuel economy and a smooth riding experience. You should pay close attention to the dealer's collection, test-ride your favourite options, and then make a decision.

2. Budget:
The next important factor you must consider while selecting a two wheeler dealer is the budget. You should think beforehand about how much you are willing to spend on the vehicle. This aspect will also make it convenient for you to narrow down your options.
Two wheelers are available in different price ranges these days, and you should ensure the dealer has one that will fit your preferences. You should also consider your savings, tax costs, monthly expenses, etc., while buying a vehicle. In addition, you should have financial planning to buy two wheeler insurance online to help you in times of need.

3. New or Used:
The third important point you should pay close attention to while selecting a dealer is whether they keep new or used vehicles. If you are looking for a used bike, try your best to look for a dealer with an appropriate range of pre-owned vehicles and good ratings. Not just that, but you should also ensure the two wheelers they have are in good condition so that you may use them without any further hassle.

4. Look for customer reviews:
When looking for a two wheeler dealer, trust and customer service are paramount. You should always check the reviews and feedback of past customers before you make a decision.

Prepare a list of different dealers on the above parameters to make it convenient for you to figure out which one will best fit your requirements. It will also assist you in understanding who will be able to provide you with better facilities and options.

Although selecting one among various dealers may be challenging, you should do it thoroughly. Follow this checklist and look for a dealer that assures good after-sales service and reliable customer support. Do your research, compare different options, and then make a final decision. Don't rush into things, and most importantly, buy two wheeler insurance online to add a safety net to your newly bought vehicle.

Click HERE to buy two wheeler insurance online.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.