Motor Act Only

Motor Act Only Policy

As per the Motor Vehicles Act, it’s mandatory to buy third-party liability insurance. Our Motor Act Only Policy for Vehicles is specially designed to cover this liability.

Additional Covers

 

Personal accident cover

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Additional legal liabilities

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Bi-fuel kit

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Personal accident cover

The policy includes a personal accident cover of Rs1 lakh (in case of two-wheelers) and Rs 2 lakhs for other classes of vehicles for owner/s* of the vehicle/s. This benefit is, however, not available for a company-owned vehicle.

* Available only if the owner of the vehicle holds a valid driving licence

Bi-fuel kit

This policy also covers any legal liability arising out of the use of CNG-LPG bi-fuel kit.

  • This policy safeguards you against any legal liability arising out of the use of your vehicle towards third parties leading to bodily injury to/death of a person and any damage caused to the third-party property.
  • Paid driver / conductor / cleaner employed in operation of vehicle
  • Employees travelling in / driving the vehicle other than paid driver
  • Non-fare paying passengers

There is some contradiction here. Additional legal liabilities and Exclusions have the same points.