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These home design trends will help you create chic spaces with minimal effort!
Everyone wants to amp up their homes with creative interior design these days. The most common home design trend that is making the rounds is "minimalism." People are opting for a minimal yet chic interior that speaks to all. Minimal designs are in vogue these days. From the posh houses shown in Bollywood movies to the trendy interiors of young couples, minimal design is everywhere.
Minimal design can be dicey as it requires a lot of research and careful planning to display the best to everyone who visits your house. The first and foremost step towards minimalism requires decluttering. You should keep your spaces clean and well-maintained. It helps in promoting a more calming, tranquil, and soothing vibe.
Since you spend most of your time in your living room, you need to start a minimal design idea from the living room. This article focuses on ways and means to amend the environment of your home.
Regardless of all this, a house should always be protected at all times. You should also get the best home insurance policy in India to safeguard your home against any potential problems.
How to elevate your home with minimal effort?
1. Make way for muted colours
Bright or vibrant colours can be too over-the-top and spoil the whole vibe of your home. Instead, you should use muted colours for the walls and furniture. These colours are simple, elegant, and classy. You can choose from a wide range of colours, from rose gold to midnight blue. You can also use monochrome palettes to elevate the design of your home.
2. Choose best items
The items that you choose for different rooms can have a significant effect on the eyes. You need not select extravagant or large articles for your rooms. You can go for simple yet effective items that create a strong impression. You can have just three items in a room, but they should reflect your personality and the vibe of your home. You can combine modern and rustic objects to create a minimal effect.
3. Use art pieces
Art pieces like paintings and abstracts, among others, can have a dynamic effect on the psyche of your guests. They can instantly add an aesthetic appeal to your living room, gallery, or dining area. You need to choose the right art piece for the room. It should blend with the colours present in that particular room as well.
4. Use more plants
The minimalist design features an array of plantations all around. They add a much-needed dash of green to your home. Plants will shine in your balconies, terrace, or living spaces, making them chic. This idea does not require a lot of money to fill the house with exotic indoor plants. Few planters make the area more aesthetic and vibrant with a woody and natural touch.
These are just a few tips to remember while planning your home's interior design. It is important to keep the vibe of your personality alive in your decor and designs. Minimalism is the next big thing in fostering a fresh appeal and zeal in your living spaces. In the race to ensure vibrancy, do not compromise your home's safety. Invest in the best home insurance policy in India and keep financial stress at bay.
Click HERE to buy the best home insurance policy in India.
Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Try an offbeat houseboat experience at these popular Indian locations
Over the past decades, the emphasis on conventional methods of living has reduced with the monotonous nature of life. The desire to explore the unconventional and experiences that are out of the box has become the trend. While in the past, stability and ordinary lifestyles were chased after, it has been replaced by the desire to gain offbeat experiences.
One such changing trend is the demand for discreet and unusual travel experiences. Today, most travellers opt for unordinary travel itineraries focused on living in the present rather than run-of-the-mill standard tourist programs that showcase popular destinations.
As travel focuses on self-growth, the houseboat experience has seen a drastic increase in demand. Since India has ample water bodies, there are multiple places to experience this leisure activity that delivers a luxurious and rejuvenating feel.
However, since it is a unique activity, purchasing general insurance plans to protect your travel is ideal. Here are some of the best locations in India to experience living in houseboats.
1. Alleppey, Kerala:
Also known as God’s own country, the backwaters of Kerala are often discussed when talking about peaceful locations in India. With its lush greenery, dependence on fishing and allied activities and relaxed pace of life, Kerala is an ideal location for a stay in the houseboat. The local cuisine, pleasant weather and hospitable hosts make the experience unforgettable.
2. Sundarbans, West Bengal:
The Sundarbans are known to be the largest mangrove in the world. A houseboat stay in these mangroves is in stark contrast to the experience in any other location in India. This is the only region to showcase natural swampy habitats. Unlike others that focus on self-sustenance and peace amidst lush greenery, a houseboat stay in the Sundarbans is thrilling. A holiday on the houseboat is like a wildlife safari through the forest swamps. Since it is an unconventional travel experience, it is best to purchase general insurance plans in case of unforeseen mishaps during your travel.
3. Pondicherry:
The first thought that comes to mind at the mention of Pondicherry is the slow-paced life and quaint towns with picturesque architecture. Take a different route to explore the beauty of the location by opting for a houseboat and enjoying the impact of French and Tamilian culture in its architecture, people, and arts with scenic nature in the backdrop.
4. Srinagar, Jammu and Kashmir:
It is unlikely to talk about houseboats without citing Kashmir. Most popular on the Dal Lake and the Nagin Lake, a houseboat stay in Kashmir is unique as the houseboats are anchored at a spot. However, they are the embodiment of luxury and peace.
The wooden structure has adequate supplies to provide warmth in contrast to the cold outside. Waking up to the magnificent view of the snow-covered mountains, clear sky, and cold weather is unparalleled. The floating market and restaurants are other exciting activities that you can enjoy.
5. Tarkarli, Maharashtra:
Located in the serene Konkan belt, this is the only location in Maharashtra where one can enjoy a houseboat stay. Tarkarli is known for its clean beaches and sees lesser footfall than famous beaches in Goa, making for a peaceful getaway. A houseboat stay can be coupled with adventure sports like scuba diving or visits to the long beaches to make the most of the trip.
With time, houseboat stays have become a favoured option for a brief vacation for much-needed peace to escape the hectic lifestyle. While it is an excellent retreat, it is essential to consider the risks associated with the activity and purchase adequate cover in the form of general insurance plans to cover the burden of accidents during your travel.
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Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Whether sensitive or not, poor air quality is adversely affecting us all!
Air, a life luxury or a biological necessity, is something no one can live without! But what about the quality of air that we breathe? Is it safe? An AQI, or Air Quality Index, measures air quality around us. AQI values around 100 or less are satisfactory and do not adversely affect our health. Higher AQI values can adversely affect us in the long run, whether we are sensitive or not.
Poor air quality can result from various reasons, such as vehicle exhaust, industrial emissions, pollutants, smoke, dust from roads, harmful chemicals and gases, etc. It is usually caused by the irresponsible acts of humans for their own benefit and greed.
Let us see how exposure to poor air quality adversely affects us all in the present era of rapid commercialisation and industrialisation.
1. Respiratory diseases
Poor air quality affects our lungs. It causes asthma and several other respiratory diseases, such as COPD (Chronic Obstructive Pulmonary Disease) and chronic bronchitis. Rapid urbanisation and rising air pollution are resulting in an increase in asthma, mainly among children.
It has been proved that people living in urban areas are more prone to respiratory diseases than those living in rural areas. This is because of higher air pollution in urban areas. Also, children who play more outdoor sports and live in high-pollution zones have a higher chance of respiratory diseases. Hence, sensitive or not, poor air quality results in causing respiratory diseases.
2. Cancer
Studies have shown that people living in high pollution zones such as roadsides, along major roadways, and near industrial zones are more susceptible to several forms of cancer. This is because of the poor air quality they are exposed to and inhale each day of their lives forcibly.
Airborne toxic substances such as chemicals used in paints, paint removers, and aerosol products can also cause cancer. Hence, workers in such factories and those residing near such factories are susceptible to cancer because of inhaling such toxic substances.
3. Cardiovascular diseases
Pollutants in the air can impair the functioning of our blood vessels. It can cause dangerous changes in blood pressure in pregnant women, causing hyperactive disorders. This results in preterm birth, low weight at the time of birth, maternal and fetal illness, and sometimes, even death.
4. Neuro problems
Studies have also shown that children's brain development is altered and impacted if they breathe PM 2.5 regularly, even at low levels. This can cause cognitive and emotional problems in them when they grow old. It slows down the brain's processing speed and causes Attention Deficit and Hyperactivity Disorder (ADHD) symptoms.
Exposure of women to high levels of pollutants during pregnancy increases the risk of the child being born with autism. The children may have high blood pressure problems early in their life too. Studies have also shown that exposure to high levels of carbon monoxide, nitrogen dioxide, or nitrogen oxide during the first 8 weeks of pregnancy significantly raises the risk of having a baby with neural tube defects. Such children may end up having lower IQ scores than other children too.
Poor air quality is very dangerous for all of us and can cause irreparable damage and loss in the long run. Hence, we need to immediately work together to improve the air quality around us for the social good, whether we are sensitive to it or not.
Poor air quality is not in our immediate control. However, we can control the financial implications of diseases caused by poor air quality by opting for insurance from the best health insurance company in India for ourselves and our families. It will take care of our medical emergencies and provide us with full protection and support.
Click HERE to buy insurance from the best health insurance company in India.
Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

What are the consequences of riding a bike on the wrong side of the road
Every year, millions of new bikes are registered in India, the fourth-largest automotive industry in the world. According to the World Bank, India is also responsible for 11% of all road fatalities worldwide due to the country's rapid automobile population growth and congested roads. So, everyone in the community must be responsible for obeying the traffic rules.
This post looks at the consequences that can happen when people break the law and drive on the wrong side of the road.
1. The dangers of wrong-side driving:
Wrong-side driving is a common violation in India. The Ministry of Road Transport and Highways has amended the Motor Vehicle Act because traffic laws are often broken. As per the amendment in Motor Vehicle Act 2019, the penalties are INR 500-1000 and/or jail for 03 years.
2. Ensure no traffic violations:
It's important to remember that while driving, you are accountable for your safety and for other vehicles plying on the road. Say no to traffic offences and prevent wrong-side driving.
3. The potential danger of head-on collisions:
It is well known that drivers who cross the centre line or make a wrong turn onto an exit on a highway are the primary perpetrators of head-on collisions. Head-on and wrong-way driving crashes account for more than 10% of all bike accident fatalities.
4. Frequent crashes in the night:
Night-time is the most dangerous time for head-on collisions when visibility is reduced, and driver weariness is high. Due to the weather, motorists are more likely to drift into oncoming traffic lanes without realising it until it's too late.
5. Greater numbers of moving vehicles:
There are several valid reasons to avoid driving on the wrong side of the road. An increase in traffic volume can be one reason. For instance, the number of vehicles passing decreases by half when going with the flow from 30 mph to 15 mph, whereas it increases by 150% when going against traffic flow at the same pace. It results in a threefold rise in the volume of traffic.
6. Shorter reaction times:
The motorist and rider have less space and time to respond when the biker is on the wrong side of the road. Even the rider from the wrong direction diminishes his safety options from incoming vehicles. This can lead to confusion and possible collisions.
No matter how urgently you need to reach your destination, skipping the traffic by riding on the wrong side of the road is not a wise and legal thing to do. You will only invite accidents and unwanted problems for yourself by doing so. Rather stay in your lane and patiently wait for the traffic to get cleared than take risks and put others' lives at stake too. Follow the traffic rules and wear a helmet and safety gear for additional protection while riding.
As a responsible biker, you must know all the traffic rules and carry your driving licence and insurance policy before driving your bike. Also, consider getting bike insurance covering everything to protect your bike as much as possible from theft, accidents, and financial loss. You should compare different plans by visiting the websites of different insurance providers and buy the best bike insurance online India that is the right choice for you.
Click HERE to buy reliable bike insurance online India.
Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

05 Lesser talked about medical tourism destinations in India
Medical tourism is evolving rapidly in India. Previously a hub only for cultural and religious purposes, many Indian destinations have advanced their medical services with excellent infrastructure, world-renowned doctors, and a guaranteed standard of services at about 1/10th of the cost in other developed countries. India has also been the heart of many alternative medicines, and with growing interest in the field, people are flocking to the country.
The government has also made accessing the country for medical purposes much more effortless. A distinct category of visa, made especially for this situation (a medical visa), has also been introduced. Although medical tourism is primarily concentrated in some parts of the country, there are a lot of unexplored places to be added to the list.
This blog intends to introduce you to some medical tourism destinations in India that you may have yet to hear about.
1. Alleppey, Kerala
Alleppey is the centre of Ayurvedic treatments in the country. This is the best place to visit for rejuvenation through various ayurvedic treatments from skilled Ayurvedic doctors. Along with this, Alleppey in itself is a marvel to behold.
Often called the 'Venice of the East,' this place has the famous backwaters of Kerala, where several houseboats with comfy rooms are at your service. These houseboats have been modernised to provide the comforts of a basic hotel with air conditioners, western toilets, and balconies for viewing the lush greenery dotted with coconut trees. The beaches are also must-visits when you're here for various medical treatments.
2. Ahmedabad
Another city that is quickly emerging as one of the best destinations for medical tourism is Ahmedabad. With state-of-the-art facilities, it is surprising that this city is chosen less often for medical treatments.
There are some swoon-worthy places to visit in this beautiful city as well. You can register for various sightseeing tours to get a closer look at this mesmerising city. Whether it is strolling through the Modhera Sun Temple or getting to know the full history of Mahatma Gandhi in Sabarmati Ashram, there is something for everyone here. You can even visit Gir National Park if you're a wildlife enthusiast.
3. Goa
Although Goa is the gregarious party capital of India, the hospitals are constantly upgrading their infrastructure and equipment, which helps in making it another one of the most underrated places in India for medical tourism. Doctors are well-versed in English as well as Hindi, and this makes it much more accessible than a lot of places around the country.
4. Vellore, Tamil Nadu
With the Tamil Nadu government actively promoting medical tourism in Vellore, this city has promising alternative medical options. The variety of alternative medicine in this place makes it attractive for a select group of people interested in fields like acupuncture, Ayurveda, Homeopathy, and Unani.
5. Mumbai
The "City of Dreams" is becoming a popular choice of visitors approaching for various treatments - thanks to the city's advanced medical and research centres. People visiting Mumbai for medical reasons enjoy a fun time exploring the vibrant hotspots and getting adapted to the fast-paced life. Places like Marine drive, Victoria terminus, Haji Ali Mosque, Elephanta caves, Sanjay Gandhi National Park, and others are among the top picks to dive into the city's culture, heritage, and abundant nature.
Medical tourism in India is cost-effective and can be an excellent instrument for promoting the local economy. The above destinations make perfect packages of premium medical services and pleasant places to enjoy and boost positivity. Once you feel positive, you heal faster! With the rapid globalisation of services, getting an online health insurance plan suited to your specific requirements is equally important.
Click HERE to know more about online health insurance.
Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

AI can do much more than claim settlement for the insurance sector
Artificial Intelligence (AI) has transformed several sectors, and the insurance sector is no exception. AI has proven its value in the insurance sector, from speeding up claims processing to providing personalised policy recommendations. However, its potential extends far beyond claim settlements. This blog will provide insights into how AI can do much more than claim settlement for the insurance sector, especially in buying insurance policies online.
1. Chatbots for personalised recommendations
Buying an insurance policy online has become a preferred option for many people. It is fast, convenient, and often cheaper than buying a policy through a traditional agent. However, it can be overwhelming for customers who are unfamiliar with the insurance industry. This is where AI can play a crucial role in simplifying the process and making it easier for customers to find the right policy for their needs.
Chatbots are computer programs that use AI to automate customer conversations and address their queries via text or text-to-speech. They can answer questions, provide recommendations, and help customers purchase policies. For example, if a customer is looking for car insurance, the chatbot can ask them questions about their vehicle, driving habits, and other relevant information. Using this data, the chatbot can recommend policies tailored to the customer's needs. Chatbots can be integrated into insurance company websites and mobile apps, making them easily accessible to customers.
2. AI for risk assessment
AI can also help with risk assessment, a crucial part of the insurance industry. Traditional risk assessment methods rely on historical data and statistical models. While these methods are effective, they are limited in predicting future risks. AI can help overcome this limitation by analysing various data sources, including social media, weather reports, and satellite images.
For example, AI can analyse social media data to determine if a customer is at risk of a health issue. Suppose a customer frequently posts about unhealthy eating habits or lack of exercise. In that case, AI algorithms can flag them as high-risk customers and recommend health insurance policies that provide coverage for preventative care. This benefits the customer by providing them with the right policy from the best insurance companies by reducing the risk of costly claims.
3. Fraud detection with AI
Traditional fraud detection methods rely on manual processes and statistical models, which can be slow and ineffective. AI can analyse customer data and identify behaviour patterns consistent with fraudulent claims. This could include a customer who frequently submits claims for the same type of damage or a customer with a history of submitting claims at the end of the policy term. By flagging these patterns, AI can help insurance companies identify potential fraud and take action to prevent it.
4. Improving customer service with AI
AI can also help insurance companies provide better customer service. By analysing customer data, AI algorithms can identify customer behaviour and preference patterns. This information can be used to personalise customer service interactions and provide a more positive experience for customers.
5. AI as a tool to enhance human expertise
Suppose a customer frequently contacts customer service with questions about their policy. In that case, AI algorithms can identify this pattern and recommend that the customer be transferred to be contacted by a human agent for a more in-depth conversation. Doing this makes the customer feel heard and understood, while the human agent can provide more personalised assistance.
Overall, the potential of AI in the insurance industry is vast, and the benefits are clear. By embracing AI and incorporating it into their operations, insurance companies can stay ahead of the curve and provide better customer service. The process of how you can buy insurance policy online may have seemed daunting in the past, but with the help of AI, it can become a fast, convenient, and personalised experience for everyone involved.
Click HERE to learn more about how you can buy insurance policy online.
Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Effective tips for dealing with nausea due to long winding roads
Hill stations are among the most loved destinations for peace-loving and nature-friendly travellers. The sight of hills, lush greenery, and clouds surrounding us amid the freshness and chill of the mountains is always breathtaking. The roads leading to the hills are also ornamented with scenic beauty and visual delights to die for.
However, the roads to the hills are often long and winding and can cause nausea and motion sickness. Our stomach starts to crunch, and our head starts spinning. We start feeling unwell, gloomy, and dull, and the fun soon fades away.
But wait, we've got a fix for this issue! Let us go through some effective tips to deal with nausea due to long winding roads.
1. Eat light
Make sure you eat light food before you start for a long ride up the hills. Avoid dishes with excessive ghee, butter, and oil. You don't have to stuff up until you are full. Take a basic, light meal so that it gets digested easily.
It is also not advisable to skip a meal before such a journey. An empty stomach can disturb you during your journey and trigger motion sickness. However, avoid drinking too much fluid, such as milk or fruit juice, before you start.
2. Take the front seat
Take the front seat while you travel on long winding roads if you are prone to nausea and motion sickness. You will look straight at the road in front of you while sitting in the front seat and not just focus on the steepness of the hills and the zipping scenery on your sides.
Also, you will have the door handle to hold, which can be comforting. You will be in control of yourself, and your body will not flip with every turn your car takes, helping you to avoid motion sickness and nausea.
3. Talk and distract yourself
Nausea and motion sickness often come when we continuously think about it due to fear and concern. One of the best cures for it is to indulge in constant talking and chit-chatting with your fellow passengers. It will keep you busy and distracted and take your attention away from the treacherous and winding roads.
Play good music in the car to keep your mind engaged and jovial. Do anything that makes you forget about the journey uphill on the winding roads, and you will triumph.
4. Fresh air
Make sure your car is well-ventilated on long, winding roads. Roll down your windows every now and then and allow fresh air to come in. It will take care of your nausea. Do not rely much on your car AC. It will not allow the stench to pass if someone has already puked, making you feel worse.
5. Medication
There are several medicines available in the market that help to reduce nausea. Take it before you start your journey, and it will block your urge to vomit. These medicines also contain sedatives that will help you to doze off during your journey and help you to tackle motion sickness and nausea.
The only way to reach the highest of hill stations is to take that terrifying journey across the long, winding roads, as no train or flight will take you there. Hence, follow the above tips if you are prone to nausea and motion sickness during such journeys, and you should do well.
It is equally important to buy good car insurance that will protect you from financial trouble if your car meets with an accident, suffers any damage, or worse, is stolen during such a trip. Do your research well, and choose the best car insurance that meets your requirements and comes at the best price tag. Safeguarding your car is paramount. Thoroughly research before making a final purchase.
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Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Inflation may eat away at your home insurance policy in the event of a disaster
Inflation is a consistent and significant rise in the prices of goods and services over a long period in an economy. As the prices of goods in our consumption basket rise with time, so do our homes' construction and repair costs.
Inflation may also affect your home insurance policy in the event of a disaster. Besides the regular increase in raw materials prices, the labour cost also increases with time. Hence, we may find our house underinsured when making a claim. Our house insurance India policy should be adjusted according to the current construction costs at regular intervals.
1. Effect of inflation
While issuing a home insurance policy, insurance companies assess the probable cost required to rebuild a house. This is based on several assumptions. But they cannot consider the effect of inflation on the rebuilding cost in the coming years. It is a thing of the future and is uncertain.
Suppose your home insurance policy issuer has estimated the cost of rebuilding your house at 15 lakhs rupees in 2015 and provides coverage accordingly. By the time we enter 2023, the cost of rebuilding the same house has shot up to 30 lakhs rupees. This is because of the rise in building prices, construction materials, and labour wages over the years.
If your home insurance policy is not adjusted for inflation and your complete house is destroyed, you will get a reimbursement of only 15 lakh rupees from the insurance company. You must pay the remaining 15 lakh rupees for reconstruction from your pocket. This will prove very costly and cause mental and financial stress at the time of claim settlement.
2. Inflation rider
You should always add an inflation rider or inflation guard clause to your home insurance policy. With this rider, the insurance company will automatically adjust your policy's coverage limit, which is a fair reflection of the current cost of construction at the time of renewal. Thus, your home insurance coverage limit will grow with time and take into account the effect of inflation.
You will not be underinsured anymore and will be reimbursed in full according to the current cost of reconstruction if any mishap occurs.
3. Cost of inflation rider
Insurance companies increase the annual premium of your house insurance India policy when you add the insurance rider to it. However, this rise is usually lesser than the rate of inflation.
Hence, you should always opt for an inflation rider, even if you have to pay an extra premium. This will give you peace of mind and prevent you from suffering any significant financial losses later.
4. Exclusions
The inflation rider will not consider any value addition to your house because of renovations and other improvements. You have to first inform the insurance company about any such value additions to enhance your policy coverage. For such cases, the insurance company may increase the annual premium of your house insurance India policy.
Inflation is a persistent problem in any economy across the globe, and you need to take care of it. It can result in a sharp increase in the cost of restoration and renovation of your house in the event of a disaster.
Hence, you should be cautious about it from the start and regularly review your house insurance India policy. You can estimate the replacement costs, inform the insurance company, and purchase an insurance rider. This will come at a slightly increased premium, but it is absolutely worth it and will give you complete peace of mind.
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Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Things you should know before buying health insurance for pre-existing illness
Life is full of unexpected twists and turns, and medical emergencies are among them. And the rising healthcare costs in India make a health insurance policy obligatory.
However, with so many alternatives available, selecting an insurance policy that fits the needs of people having pre-existing diseases cannot be easy.
What does pre-existing illness mean?
Pre-existing illness refers to the medical conditions the insured has before investing in a health insurance plan. A few examples of pre-existing illnesses include diabetes, hypertension, thyroid, cancer, etc. The insured must be transparent about all pre-existing health conditions with the insurance provider while purchasing the policy.
Here's a quick breakdown of the factors to consider when purchasing the best health insurance policy for you and your family considering pre-existing conditions.
1. Inclusions of the plan:
Selecting a policy that covers everything under the sun is unwise. It is always better to choose specific features. Further, you must also check what is or isn't covered by the insurance company if you need to file a claim with pre-existing health conditions.
2. All necessary costs to consider:
It is always best to control the price of your health insurance premium. You wouldn't want the cost of your medical bills to spiral out of control. Remember that you need hospitalisation coverage as well as outpatient coverage to get better benefits in the long run. People with pre-existing conditions need to consider the policy that addresses insurance benefits for such features.
3. Taking health insurance at the earliest:
Some people think they will get a health policy when they reach their fifties or sixties. However, this is a dangerous assumption. Going in for health insurance at a younger age can help you save substantially on the premium because insurers are often more willing to offer discounts to young and healthy individuals.
4. The waiting period:
The waiting period is an essential feature of your health insurance policy. You should check whether the company offers any waiting period and, if there is one, how long it is. Typically, you must pay a waiting period, and your insurer will reimburse you.
Insurance providers don't easily offer health coverage to people with pre-existing illnesses. The waiting period for pre-existing diseases ranges between 2 to 4 years. You can avail of the pre-existing diseases coverage after 48 months from the diagnosis of your pre-existing illness. You need to verify your insurance provider's terms and conditions to make claims during the waiting period.
5. Exclusions of the plan:
While selecting a health insurance policy, it is essential to understand the exclusion clause of the plan. This clause is applicable only in specific circumstances, and you must be certain of it before signing up for the policy. Some common exclusions include having health issues caused by excess weight.
Further, ensure you know of any service exclusions under any particular policy. For instance, if you require a specific type of care, it may not be covered under the plan. Sometimes, it is better to go for a higher-tiered plan to get above-the-line coverage to avoid such complications.
6. Hospitalisation coverage:
In addition to medical and diagnostic care, you need hospitalisation or short-term coverage. It is crucial because adverse effects of pre-existing diseases can make you visit the hospital. It would be best if your plan provides coverage for these needs.
You now know that the pre-existing condition clause is an aspect you must check before selecting a health insurance policy. It states whether the insurer will cover your medical expenses if you are diagnosed with a pre-existing condition in the future. It is crucial to research this clause thoroughly before opting for the plan. However, the most important thing is to invest in reliable health insurance because it provides financial security in medical emergencies for you and your family.
Click HERE to buy the best health insurance to deal with pre-existing diseases.
Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

The lesser-known benefits of regular blood donation that will surprise you
If you want to do something good for humanity, you do not have to deal with arduous tasks. You can reach a blood donation camp and donate your blood. A drop of your blood can be life-saving for others. A report claims that India requires five crore units of blood daily. The same report also reflects that someone requires blood every two seconds.
Since there is no substitute for human blood, donating it is essential for everyone and the only option. Nevertheless, blood donation has a few surprising physical benefits, which we will cover further as this blog progresses. Staying fit is not an illusion. One can achieve and manage it by indulging in regular exercise, a proper diet, and sound sleep. Along with occasional blood donation, every health-conscious person should focus on health insurance policy renewal.
In the following section, find some surprising health benefits of donating blood.
1. A free health screening:
Blood donation ensures a free health screening for the donors. Routine tests have become costly in private laboratories in India. As a result, people do not undergo frequent health check-ups to save money. Not doing this can lead to non-identification with various complex diseases. Diagnosing such diseases early can help in better management and quicker treatment.
A blood donor undergoes a mini-physical examination before the donation process. For example, the screening test includes checking pulse, haemoglobin level, blood pressure, body temperature, etc. The screening test is free, and the test helps to know a few physical complications that were not known to you earlier.
2. Reduce the harmful iron storage in your body:
According to research, one out of two people are vulnerable to hemochromatosis, a physical condition due to iron overload. Most of the time, it is a genetic disease, but you can prevent it from happening by giving blood regularly.
Hemochromatosis patients need to undergo a treatment that removes additional red blood cells from their bodies. Instead of undergoing such a treatment, you can easily reduce iron storage by donating your blood regularly.
3. Reduce the risk of heart diseases:
Donating blood might lower the chance of heart disease, but it doesn't mean that regular blood donors will never get heart disease. According to the studies, a regular blood donor can reduce heart attacks by 80% through blood donation. Various medical research teams have noted that excessive iron in the blood increases the risk of heart attacks. As stated above, donating blood reduces excessive iron storage in your blood.
As a result, donating blood can prevent the risk of heart attacks. But it doesn't give you any guarantees this way, and you still need to stick to your workout and diet plans to avoid heart attacks. People with good heart conditions can obtain low-cost health insurance policy renewal deals.
4. Prevent the risk of cancer:
Cancer is one of the diseases that are fatal and difficult to deal with. A large number of people develop blood cancer. But did you know that you can reduce the risk of blood cancer to some extent through regular blood donation?
Various studies have revealed that blood donation can reduce the risk of blood cancer since it reduces the risk of hemochromatosis. Patients with the peripheral arterial disease have the highest risk of developing blood cancer, and donating blood regularly can lower this risk.
5. Psychological and social benefits:
Many researchers have also found psychological benefits of donating blood. Donating blood is a noble thing, and it can bring mental satisfaction. Many people want to work in favour of humanity, but they cannot find ways of helping others. Donating blood is the best way of helping others, as it can save a life in an emergency.
Keeping the body and mind healthy is the best way of living, and blood donation impacts both body and mind. You will feel healthier and mentally happy after donating blood. You should consider various other ways to keep your health in good shape. One way to do so is by investing in reliable health insurance. Always remain up-to-date regarding the health insurance policy renewal and avoid it from lapsing.
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Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Here are a few health benefits of music you might not know
Music plays one of the inspiring roles through the most unpredictable journey called life. During the highs and lows of life, it is one constant that has been proven to have immense benefits for your mind, body, and soul.
Today, technological advancement can be seen through the different instruments and the tools to produce music that fuels our minds, thus lessening our stress and pain. People have started pursuing music professionally with immense dedication.
But one of the main questions still stands. What effects does music have on the human body and mind? How does it calm us down and bring peace to our lives? This blog will answer all your questions. Here are a few health benefits of listening to music you might not know.
1. Changes the brain:
Playing a musical instrument requires lots of practice, a massive chunk of your time, and immense dedication. And as an outcome, along with the fact that you will get well versed in playing an instrument, it has been scientifically proven that there are structural changes in your brain!
You involve a lot of senses when you learn to play an instrument- spatial reasoning, muscle movement, memory, coordination between sensory organs, and within the different sections of your brain. The nerve fibres connecting the left and right sides of your brain are more prominent in musicians than in regular people of various professions.
People who play the violin have been found to have larger brain sections that control the movement of the left touch and hand. Similarly, people who play the keyboard have bigger sizes of areas of the brain which control hearing and visual-spatial abilities.
2. Protection against diseases:
In many cases, it has been seen that people who have been in the field of music (playing instruments especially) for fourteen years or more have shown significantly visible structural and functional developments/changes in the brain. These changes might help protect them against dementia later in their lives.
Apart from this, various types of research have proven that musicians are much better in terms of verbal abilities and memory, spatial tests, and learning abilities when compared to non-musicians.
Patients who suffered from a stroke but have learned to play musical instruments have displayed a better recovery as they uniquely developed their motor skills compared to non-musicians. Such motor skills eventually help stroke patients function during everyday activities.
Not just dementia but listening to music or learning an instrument has also proven effective in reducing the risk of Alzheimer’s or delaying the progression or onset of this disease since these people have heightened memory and enhanced sensory skills.
3. Faster response/reaction time:
As people grow older, their reaction time increases due to the weakening of their senses and understanding skills. But people who have been into music, either by learning a musical instrument or being a fan of listening to their favourite musicians, have shown faster-listening capabilities, excellent touch response, and enhanced auditory and tactile abilities. Music lovers are also proven to have better integration skills of multiple senses while performing various tasks.
4. Handle pain after surgical procedures:
Several studies have shown that listening to music helps relieve chronic pain and alleviate pain generated by various surgical procedures. Music helps the patients keep calm and soothe themselves, relax and lower the need for sedatives, allowing for efficient recovery and satisfying the patient. Music therapy is often advised to patients to lessen their pain during recovery.
Other benefits of music include boosting mental health, managing anxiety and depression, enhancing productivity and concentration, improving cognitive abilities, and much more.
We hope this blog gives you insights that might help you delve deep into the world of music, navigate your interests, and improve your health. Considering your body, mind, and overall health, it would be wise to buy health insurance online India in safeguarding yourself and your family against unprecedented circumstances. You can explore your options and buy health insurance online India which is best suited for your needs.
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Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Health expert’s guide to quit drinking and adopting a healthy living
Drinking alcoholic beverages has been a social norm for centuries. But it's time that we rethink our relationship with alcohol. Alcohol may have some short-term benefits, such as reducing social anxiety, insomnia and a decrease in cardiovascular problems. These reasons and the fact that alcohol has become a part of nearly every social activity makes it a drink on many occasions.
However, excessive drinking can lead to serious health problems, including but not limited to liver problems, depression, heart diseases, and certain types of cancers. It is very admirable if you have decided to quit or cut back on your drinking, and this blog aims to guide you on how to do that conveniently with the best tips provided by health experts.
1. Introspection and finding out your triggers:
If you've decided to cut back on the alcohol, maybe you're worried about your cravings when you stop drinking for a day or two. Or perhaps it is about the reasons for which you drink. It is important to find out why you're drinking too much, which might be stress from a relationship, work, or other triggers. When these are identified, you can start avoiding them or try dealing with these problems in a different course of action rather than having a drink.
2. Measure your drinks:
One of the most effective tips that most experts give is to measure each drink and compare it to the official guidelines on how much drinking is safe for adults. This will also estimate how much you're drinking and further solidify your approach to reducing your consumption.
3. Set a drink limit:
Set a fixed drink limit according to official health guidelines and be cognizant of the drinks you take at a time. If possible, involve a friend or a family member to help you stop at the right amount.
4. Have dry days and make fun challenges:
The brain is always up for a challenge. Try having dry days, such as vowing not to take any alcohol Monday through Friday. Or you can have months of abstinence, such as No Drink December or Sober October. Make things a challenge and do it with the people you love to get the maximum benefits.
5. Find a support person / people:
Finding a community is the most crucial step towards a good change. Talk to trusted friends and family members about your decision to abstain, and they will surely help in the process. If this is not ideal, find online support to discover people with similar goals.
6. Keep attractive non-alcoholic options at home:
There's an urge to drink alcohol even if you're probably just thirsty and need water. However, water seems like a boring alternative to alcohol. So, keep fruit juices, sparkling water, or cold drinks in your fridge to avoid going for alcoholic options.
7. Make alcohol non-accessible, and try delaying your first drink:
A 10-minute walk at night to a bar or a liquor shop can be a significant deterrent to getting a drink. Avoid stocking up on alcohol in your house, as you'll likely be tempted to finish it sooner than expected. Request friends and family members to bring their drinks and take them back with them as they leave.
Another approach you can try is delaying the day's first drink to as late as possible. Research suggests that the earlier you start drinking, the more you consume.
Quitting alcohol is an excellent choice for your mind and body. There is no saying what excessive drinking does to your health in the long term. It is heavy on your well-being as well as your pocket. Follow the tips from health experts and take your step toward healthy living. Practice mindful habits like eating a healthy diet and drinking fresh juices, regular exercise for at least 10 mins, and indulge yourself in yoga and meditation.
Opting for a reliable health insurance plan is best to save money on hospital visits. Health insurance adds a safety net to you and your family to provide robust coverage and secure your finances during emergencies.
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Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Here are a few ways to get the best car insurance in India with reliable accident coverage
Car accidents do not come after announcements. Irrespective of the intensity of the accident, it is bound to stress you with a financial burden, bodily harm, or in worse cases- both. While we cannot prevent mishaps, taking precautions against potential risks is essential. Most people still undermine the importance of reliable car insurance that provides comprehensive coverage against accidental damages.
An accident cover provides monetary compensation in case of accidents that may leave the policyholder deceased, wholly or partially disabled, temporarily or permanently.
What is accident coverage in a car insurance policy?
An accident cover provides monetary compensation in case of accidents that may leave the policyholder deceased, wholly or partially disabled for a temporary or permanent period.
Factors to consider while choosing a car accident insurance cover.
In the era of digitalisation, you do not need to visit any insurance provider to buy an insurance cover. Purchasing car insurance online is straightforward and allows comparison between several policies to find the best one for you- saving time and money. The main challenge is to find the right insurance for you. Here are a few tips for finding the best car insurance in India with efficient accident protection.
1. Scope of plan:
Car insurance provides accidental cover in two forms- personal coverage of an individual (driver and occupants) or third-party damage. The premium amount and cover will change depending on the scope of inclusivity. Choose an appropriate plan after comparing the cost and benefits of different covers and choose the one with maximum benefits at an attractive deal.
2. Inclusive benefits:
Personal accident cover in car insurance plans includes permanent partial disablement rider, permanent total disablement rider, or accidental death benefit rider. Along with these benefits, look for additional benefits that your insurance provider may include in the plan, like ambulance, medicine, or allied recovery costs, which can help significantly reduce the final bills you will have to pay from your pocket.
3. Premium and coverage:
Premium plays a crucial role in accident covers of car insurance. Select an appropriate premium amount for each year so that it is not a burden on your income and provides you with a sum large enough to cover any expenses you may incur by meeting an accident or any allied expenses.
4. Insurance provider’s rating:
It is necessary to check the insurance provider's reputation in the industry before purchasing any insurance; car insurance is no exception. Ensure to check public reviews and ask your acquaintances about their prior experiences with the company.
5. Protection to occupants:
It is advised to closely understand the terms and conditions of car insurance that compensates family members or other occupants in case the accident leads to their disabilities or death. Generally, the policyholder must pay an additional premium to extend the coverage to the occupants or co-passengers in the car during the accident. This allows the policyholder to receive requisite medical attention without worrying about the costs.
6. Claim settlement:
Claim settlement rate, method of benefit payout, and settlement time are of the essence when choosing insurance. A reputed insurance company that processes claims within a few days with minimal paperwork is ideal for minimising stress related to getting compensation.
7. Exclusions:
Before choosing a plan, check what is excluded from its cover. Usually, driving under the influence of intoxication, suicidal attempts, and involving in dangerous racing sports are excluded from the accident cover of the car insurance. Read all the terms and conditions and clarify your doubts before purchasing the policy.
Safety is the greatest and crucial aspect we must ensure while driving on the roads. While you cannot prevent accidents, you can minimise their impact on your finances, your car's well-being, and the damage to third parties by purchasing the best car insurance in India. Good car insurance is the essential safety net to protect your assets and increase longevity. As responsible drivers, you need to drive carefully, avoid over-speeding, and take care of all safety parameters like wearing seatbelts and regular car maintenance.
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Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

How to prepare yourself before heading for an off-road bike trip
An off-road bike trip is a common wish on the bucket list of most adventure enthusiasts. The thrill of taking challenging terrains while watching picturesque scenery go by is unparalleled. Especially in a country like India, with rugged roads that aren't accessible by car, two-wheelers are the best option to explore the extreme interiors. However, planning for an off-roading trip is not to be taken lightly. It involves strategic decision-making regarding routes, your health, and safety.
While there are plenty of decisions to make while planning an off-road bike trip, the first should always be your and your bike's safety, and the best way to do so is by purchasing two wheeler insurance India.
Here are six tips to prepare yourself for your upcoming off-roading adventure!
1. Find the right bike for the trip:
To take on an adventure like off-roading, finding a bike that is the perfect fit for you is essential. While comfort is necessary, also look for a safe bike that is well-maintained to ensure it does not break down on the road. Check if any repairs or maintenance need to be done on components like the handlebar, seat, headlights, etc.
2. Get appropriate safety gear:
When we think of off-roading, we do not picture people wearing safety equipment. However, it is a rookie mistake not to go well-prepared. Safety is of utmost importance, not style. Get yourself a full-face helmet and knee and elbow guards. Also, try to keep your clothes form-fitting to minimise disturbance and discomfort. Ideally, look for riding pants, ankle boots, and a riding jacket, which are made for long rides. Always invest in your safety, and you'll surely get amazing results.
3. Insure your bike:
While the above-stated safety gear can protect you from injuries, two wheeler insurance is necessary for long-riding trips. It covers any possible financial losses due to accidents, thefts, or third-party damage. Two wheeler insurance India is mandatory even on regular roads. Still, it becomes essential for undertaking off-roading trips and provides a blanket of safety to cover your expenses in case of damage to your bike during the trip.
4. Pack appropriately:
What you pack depends highly on your destination, but wherever you may be headed, pack light. Do not try to pack everything you may need during the trip, as it's bound to weigh you down.
Keep it simple and carry disposables to throw away once you're done using them. For essentials like must-carry electronics, take the simplest versions, a few clothes, and crucial medicines. Prioritising items is necessary when packing for a road trip on your bike.
5. Make arrangements for self-sufficiency:
When planning for a road trip, you must be aware of the troubles you may encounter. You may face problems like not having access to food, water, or electricity. Be prepared with supplies or arrangements in such situations. Pack extra food and water as they are higher-priority items than a spare change of clothes.
With constant technological advancements, you can also find ways to use your bike's battery as an electricity source for your gadgets in worst-case scenarios. Do not rely on technology only- have a basic understanding of the route and destination and keep a physical map handy.
6. Get the essential tools:
As an experienced motorist, you may have a toolkit already. Still, if you're a newbie to motorcycles, it is essential to have a well-maintained tool kit with the basic equipment and a general idea of how to resolve minor issues. Always ensure that the kit is equipped with fully functional tools.
While spontaneous plans are exciting, taking an unplanned off-road bike trip may not be a good idea. With meticulous planning, comprehensive personal insurance, and two wheeler insurance India, your upcoming off-roading trip can be safe and enjoyable simultaneously! The last but most important thing you need to carry is loads of positivity, energy, and enthusiasm. The twists and turns are waiting for you to conquer them with pride.
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Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Importance of personal and workplace hygiene for a pleasant and safe working environment
Hygiene is a factor that requires attention at all points of time in one's life. The significance of maintaining hygiene only grows with age as responsibilities pile up. While teachers and parents continue to preach about the importance of hygiene throughout childhood, it is only in adulthood that individuals realise its need. Post covid, the importance of cleanliness and personal hygiene has been seriously undertaken to tackle the adversities of health conditions.
Good hygiene helps project a well-maintained image of yourself to your employer. While hygiene habits can prevent diseases, it does not replace the need for purchasing the best health insurance in India that provides a monetary cover to compensate for hospitalisation and allied expenses.
This article covers the benefits of maintaining personal and workplace hygiene and some easy tips that can be followed to ensure the same.
1. Employee-employer satisfaction:
As an employer, you may think that only compensation contributes to employee satisfaction. However, multiple factors affect an employee's perspective towards the organisation. While salary and non-monetary benefits play an essential role, so does the environment- including communication and working conditions. An employee made to work in a confined space with minimal to no care for workplace hygiene is likely to develop a negative image of the organisation and may not create a sense of organisational loyalty, resulting in high attrition rates.
Similarly, an employee that appears not to pay attention to their hygiene is seen negatively as an unbothered, unorganised person in a formal work setting. This negatively affects the employee's performance, and companies that emphasise cleanliness, organisation, and maintaining a high business environment may even lay off such a person.
2. Outsider image of the company:
While employee-employer relationships and satisfaction are vital for the organisation's functioning, more stakeholders play a significant role in the organisation's growth. Partners, suppliers, investors, and other professionals usually visit offices, and presenting an unhygienic office or employees with poor hygiene results in a negative image of the company in their minds.
Such negative word-of-mouth publicity may be detrimental to the company's growth, making it essential to maintain personal and workspace hygiene.
3. Reduced health concerns:
The effect of poor workplace or employee hygiene directly impacts the health of employees. Since employees are human capital for any organisation, employees frequently falling sick due to improper hygiene is bound to affect the functioning and profitability of the organisation.
Therefore, employees and employers must always maintain their and the office's hygiene. While good hygiene can prevent diseases, employers should invest in their employees' well-being by providing them with the best health insurance in India and reducing the burden of massive medical bills
How can employers maintain workplace hygiene?
The employer is responsible for providing a clean and well-maintained environment that allows employees to collaborate and make the most of their capabilities using the resources provided to them to work towards the organisation's goals. Some simple ways to ensure that the workspace is clean are:
● Clean and sanitised restrooms
● Cleaned windows to allow ventilation or functional air conditioners
● Installation of air filters in polluted cities
● Regular HVAC duct cleaning
How can employees maintain personal hygiene?
Personal hygiene is not a new concept. It is only the implementation that may seem difficult to some. Following these simple tips will ensure that employees can present themselves in the best manner:
● Following the official dress code
● Ensuring proper grooming before coming to the office
● Use of self-hygiene products like deodorants, trimmers, etc.
● Regular sanitisation of desks and periodic washing of hands with soap and water
Hygiene is a basic necessity in our lives, and workplace hygiene is no exception. Employers and employees can optimise the work environment to ensure enhanced productivity by making a conscious effort together. A healthy workspace blooms fresh ideas, and these ideas drive the success of the organisation and its individuals. Good health results from practising healthy habits, and when we talk about maintaining good health, insurance plays a vital role too. Employers must buy the best health insurance in India for their employees as a responsibility to ensure their well-being and value their commitment.
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Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Here are the top Indian destinations to enjoy an educational tour
Be it enjoying fun activities amidst a large crowd in another city or country or revisiting nature to restore your peace and calm and give your soul the gift of solitude, the culture of travel in India is embedded right from the schooling years. The schools include educational trips, excursions, inter-school competitions, and student exchange programs and promote them with full zeal to the students.
But what places in our country can be considered safe and have the educational potential for students of different ages? Do these places have a rich history and culture the youth of our country must know about? We have curated a list of the most popular places in our country with educational prospects so you can review them and create your travel bucket list, if you are taking your kids on these field trips.
1. Let’s take a look at Aurangabad:
Aurangabad is a popular place that has been the centre of several discussions throughout the school years in our country. This place derives its name from the name of the Mughal emperor, Aurangzeb. Famous for the UNESCO-declared heritage sites, the Ajanta and Ellora caves, it also houses Bibi ka Maqbara, whose architecture is similar to the world-famous Taj Mahal in Agra.
Aurangabad is also known for its hand-woven Himroo and Paithani sarees which display the work of the artisans beautifully. It is one of the most-visited locations by students in our country and is also considered an important pilgrimage site for the Hindus.
2. The historical importance of Chittorgarh:
Rajasthan is known for its unique culture, tradition, and a wide network of heritage forts, palaces, and Havelis. Chittorgarh boasts stunning architecture and is brimming with beautiful temples and forts across the city.
The history of Chittorgarh involves several significant wars and dynasties taking over from time to time, making it a place that beholds a keen sense of interest from the eyes of historians and history lovers. You will find lavish and budget accommodations throughout the city and interact with locals to learn more about the Chittor fort's activities and other must-visits.
3. Say hello to Hampi:
The ancient city or empire of Hampi, in Karnataka, is one of the most popular destinations to enjoy an educational tour in south India. You can witness the brilliant carvings on the rocks, which depict the history of the place in a detailed version.
The elephant stables of Vijayanagara, the lotus palace known for its lotus-shaped dome and other attractions, enhance this historic site's charismatic value. The Hampi Bazaar market is one of the most famous bazaars in India, which sells a range of artefacts, antique coins, bags, handmade shawls, and much more.
4. Who hasn't heard of Kolkata:
One of the four main metropolitan cities in India, Kolkata is a city that holds major significance in terms of technological development, job prospects, and historical importance. The most popular city in eastern India and the capital of one of the largest states (West Bengal) in India, it radiates its culture, tradition, and history. From the famous Howrah bridge to the Victoria Memorial, you will witness a range of attractions perfect for an organised educational tour dripping with information that will sweep you off your feet. Some must-visit places in the city include Sri Aurobindo Bhawan, Raj Bhavan, National Museum and Energy Education Park, Science City, Nicco Park, Writer's Building, Dakshineswar Kali temple, and many more.
Some other destinations include Jodhpur and Jaipur in Rajasthan, Kaziranga National Park in Assam, Konark in Odisha, Mahabalipuram in Tamil Nadu, Mysore in Karnataka, Nalanda in Bihar, Agra in Uttar Pradesh, etc.
Now that we have spoken about how travel is an essential part of our lives to create memories and enjoy as we progress with our days. It is also necessary that we take crucial steps for the protection of our health and belongings while travelling. General insurance is a step towards ensuring that you and your family stay safe and secure and get the coverage you need during unforeseeable times of distress. You need to explore and opt for the best online general insurance which can cater to your needs in the best way possible.
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Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Best tips to survive long bus journeys and make them more enjoyable
Have you ever taken a long bus journey and gotten bored? Long bus journeys may sound exciting but are extremely challenging as you need to sit in the same position for many hours, causing boredom and fatigue. Hence, you should be prepared to make your journey comfortable and enjoyable in every possible way. If you're looking for tips to do that, this is an article for you.
*Pro-tip
Looking for good general insurance plans to improve your traveling experience and safer than usual should always be a priority. It will also keep everything in check and provide seamless benefits to protect your belongings while travelling.
A few tips to make the bus journey more enjoyable and less troublesome are as follows:
1. Opt for a night bus:
A night journey is far more comfortable than a morning one. Bus journeys at night are better due to less traffic and noise, and most importantly you save one whole day.
2. Choose comfort:
Make sure you wear comfortable clothes that are easy to move around in. If it is summer, opt for cotton clothes. During winter, make sure to wear enough warm clothing to keep yourself protected. If you're travelling in an air-conditioned bus, ensure you have blankets or shawls ready in your bag.
3. Keep things handy:
Some essentials like medicines, water, tissues, neck pillows, and socks, among others, should always be accessible to you. Quick munchies or snacks like biscuits, chocolates, dry fruits, etc., can be a great relief to withstand hunger during long bus journeys.
4. Keep an eye on your belongings:
It is extremely important to keep a good eye on everything you carry. Make sure that all your cash is not stored in the same place. Do not keep your handbag away from your eyesight.
5. Entertainment to pass the time:
Long bus journeys can take a big toll on your mood and mental peace, and only keeping yourself entertained and engaged can be the best resort. You should have all the entertainment devices packed beforehand. If you're into reading, carry your favourite book with you. You may also plug in your headphones, get lost in the musical nirvana, and feel every beat excites you as the bus moves.
6. Keep your composure:
Many things at play in a long bus ride can disrupt your peace. For instance, a crying baby, loud music, people, etc. The frustration of a tiring journey can outburst if you feel irritated by these disturbing noise sources. You need to find ways to remain calm and sane.
7. Stay hydrated:
It is essential to keep yourself hydrated throughout the long bus journey. Do not consume a lot of caffeinated drinks, as it can lead to discomfort later. Drinking enough water will help you stay fresh and energetic.
8. Book a sleeper coach bus if possible:
It is preferable to book a sleeper coach bus rather than a seater or semi-sleeper. Sleeper seats are convenient for passengers to travel with comfort and put less stress on their bodies. You can enjoy your small private cabin space in a sleeper bus and feel at home, especially when covering longer distances.
Although a bus journey can be very difficult to sit through, with proper planning, you can make things fall in your favour and, indeed, have a pleasant journey. The roads to beautiful destinations like mountains or countryside, among others, are magnificent in every possible way.
Sitting for long hours can develop boredom, health issues, and fatigue, but with the above tips, you can overcome all the stress and stay enthusiastic until you reach your destination. In all the hassle, it is crucial to prioritise your safety while travelling. As discussed earlier, purchase a good travel insurance by looking for general insurance plans to safeguard you and your belongings during the journey.
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Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Here are the best ways to drive peacefully and avoid road rage in India
Having your vehicle is the best way to reach your destination, commute to work, or go on a trip, but sometimes the road traffic conditions become unfavourable. These situations arise for various reasons, such as traffic jams, accidents, faulty traffic signals, etc., and it's impossible to dodge such traffic woes.
But, as a result, some intolerant drivers display aggressive behaviour on the road and risk the safety of pedestrians and fellow drivers. Road rage is a common incident experienced daily, which is a serious issue to resolve.
Road rage can pose a threat to you, and you must follow various prevention tips to avoid it and drive safely. Also, you can save yourself from car damage costs by insuring your vehicle with the best motor insurance company in India.
Here are some of the best ways to avoid road rage and drive your vehicle peacefully and efficiently.
1. Follow road safety rules:
One of the main reasons for road rage is that people ignore road rules and regulations. Jumping signals, avoiding indicators while driving, or wrong-side driving can result in vehicle collisions. It also increases the chances of road arguments, fights, and sometimes worsening situations.
However, you must remember that you are not the only one driving on the road. When you take charge of the steering, you become responsible for your co-passengers and fellow drivers' safety. Even if another negligent vehicle is coming your way, you must let them go. Avoid trying to overtake them by keeping your ego aside and maintaining your cool.
2. Stay calm while driving:
Some drivers become aggressive while driving, leading to road rage and chaos. So, you need to know how to remain calm in such situations. If you stay composed and focused, it also helps to reduce panic and accidents. If you get trapped in a tricky situation, try not to get stressed or hyper. Refrain from getting into arguments with other drivers. Instead, try to handle the situation peacefully.
3. Maintain a safe distance from fellow drivers:
You must know the correct distance between your vehicle and others. Sometimes people ignore the safe distance and drive very close to other cars. When the vehicle in the front applies sudden brakes, and you do not maintain a safe distance, it will cause you to collide with them.
4. Manage your time:
You must know the importance of your time and manage it wisely to avoid the last-minute hassle. If you leave your home late to go to the office or anywhere, you will be in a hurry and drive very fast. Over-speeding and rash driving are leading causes of accidents and road rage. So, it would be best if you moved early to your destination to avoid the rush.
5. Ignore the person who tries to fight:
Some people on the road are short-tempered and always try to argue with other drivers. If you come across such a person, avoid road rage by ignoring him. Stay calm, have a smile on your face, do not get out of your car to settle the matter, and try to resolve your issue with apologies and move on.
6. Get your insurance:
It is mandatory to have motor insurance for every vehicle owner in India. It will protect you from car damage, mishaps, and undesirable situations. If you do not have a car insurance policy, you must buy one from the best motor insurance company in India.
Everyone wants to drive safely, but sometimes people misunderstand the right way of driving and engage in road rage. You must follow the tips mentioned above to avoid such situations and travel to your destination without chaos. Also, educate others with these tips to minimise the rising cases of road rages in India. Lastly, ensure that you purchase reliable insurance coverage for your vehicle from a trusted motor insurance company in India.
Click HERE to buy insurance from the best motor insurance company in India.
Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Here are a few tips for choosing the best hotel room during your vacation
People from all walks of life have resumed their travel adventures after the stressful time of the covid era. They are back on the roads, taking long flights, camping, or extended stays at popular destinations to enjoy their holidays. For some avid travellers, travelling is not just a hobby but a way of life. It is the oxygen that lets them stay alive.
However, planning a vacation seems like a challenge knowing the changed interests of the travellers. There's much to be done, from booking flights to finding the perfect hotel room. Many people make wrong decisions while planning their vacation and regret it later.
One of the key features of a good vacation comes with a good hotel room. Your accommodation matters a lot. This is where you will relax and stay put after a long day of travel. You should make sure it is top-notch and fulfils all the criteria. If you're also struggling with finding the best hotel room for yourself, we have some tips to help you. Regardless, you should always sign up for general insurance if things go wrong during your travel. You should buy general insurance online before starting your vacation.
Here are a few top tips to consider while booking a hotel room.
1. Location:
Location is of prime importance when you book a hotel. You should always check where your hotel is situated. It should always be within walking distance or a 10-min drive from the prime locations of the tourist destinations. This way, you will not need to spend a fortune commuting from one place to another. Your hotel should be in the city centre, easily accessible by all public transportation. Whenever you book a hotel, make sure that you find its exact location. Often hotel booking websites have a brief description of the location. Before booking, you should use online maps to find its appropriate location and distance.
2. Internet access:
You may require a stable internet connection to access maps or book cabs. You will also require the internet if you're working on your vacation. For this reason, you should always check if your hotel has a Wi-Fi connection. And even if it does, it should be available in your hotel room. If Wi-Fi is listed, you should find out if it is free or paid.
3. In-house restaurant:
Most hotels now have an in-house restaurant for all your needs. You should check about the same before booking a hotel room. This way, you don't need to head out whenever you feel hungry. This can make your stay enjoyable. Enquire about it in advance before booking the room.
4. Type of hotel:
Before you book a hotel room, you should always find the type of hotel you are opting for. If you're with a family, you should not go for a budget stay and consider selecting the best one. It should also abide by family policies. If you're travelling with your partner, the hotel should be couple friendly. Check the type of hotel in advance before you book your stay with them. You can also book from different staying options like premium luxury hotels, boutique hotels, homestays, camps, glamping, and more.
5. Room size:
You should have a fair idea about the room size before you book the room. It makes a significant difference, especially when you are travelling with family and staying for a long duration. You should check on the hotel website before booking. You should also look at the bed size and if it abides by the number of travellers.
These are the few tips and tricks that travellers should consider while booking a hotel room. This can help you immensely with a smooth booking experience and a successful journey. Always go online, research multiple properties, their prices and amenities, and reviews, then make a final decision. If you want your vacation to go well, you should buy general insurance online to deal with mishaps later!
Click HERE to buy general insurance online.
Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Practice these measures to save money and smartly handle your finances
Recently, the discussion about money management and growing wealth has taken centre stage. In the background of the pandemic, layoffs were causing concern while freelancing and remote online jobs boomed, providing people of all ages a chance to make money. Despite the opportunities and rising wages for specialised jobs, the risk of recession and inflation is still present.
In such an environment, simply making ends meet is not enough. Individuals need to save and purchase general insurance for future contingencies.
Saving and personal financial management may seem complicated. Still, with some planning and habitual implementation, you can make an emergency fund, plan for your wants and invest without compromising on your present or future aspirations!
1. Make your budget:
Our first tip would be to prepare a budget that makes you aware of your expenses and income. Your budget is a combination of your income and expenses for a period. Ideally, your income should be more than your expenses at all times, and it is recommended to have more than one source of income.
Once you have your budget, do not make excuses for your financial position. Numbers do not lie, and your reasons will not reverse your situation but can help you plan better in the future.
2. Set aside a savings fund:
Consciously putting aside money from your income as savings is difficult as the temptation to splurge on impulse shopping is at its peak when you first get your paycheck. To resist such temptations, set up a separate bank account for savings.
Schedule an automatic transfer from your monthly salary immediately after it gets credited into your account. This way, you don't need to take time and decide to save; it just gets done automatically!
3. Purchase general insurance:
If there's one expense you must undertake at all times, irrespective of your income and expenses, it is general insurance. General insurance covers your property, health, and vehicles against unintended harm caused by many factors.
The lack of a general insurance policy is bound to pinch your wallet as the burden of compensating for the damages ends on your shoulders. Online health insurance, travel insurance, motor insurance, home insurance, and commercial insurance fall under this umbrella. Some of these are tax exempt, which can help you reduce your taxable income and pay reduced taxes.
4. Consciously use a credit card:
A credit card is an excellent monetary tool that gets a lot of flak for being mismanaged by individuals with no financial discipline. Credit cards are instruments that facilitate credit-taking and make it highly accessible, which tempts many people and ends up leaving them in a cycle of debt.
If you lack financial discipline, immediately cancel your credit cards and dispose of them. If you have credit card loans, focus on repaying them as early as possible. Use a credit card to purchase items that you know you can repay within the month.
5. Pay recurring bills on time:
Services billed monthly, like electricity, internet subscriptions, etc., can become a significant expense if not paid before the due date. Often, people forget dues, and these dues snowball into a much more considerable amount than the original sum. If it is an unnecessary expense, consider cutting it out before it piles up. If you need it, try scheduling an automatic payment to prevent paying interest on dues.
Savings and financial planning are not habits that are developed overnight. They require conscious planning and continued discipline to build. However, simple tips like directing your income towards investments, and savings before considering expenses can help inculcate sound financial habits.
Insurance is an all-time favourite tax-saving financial instrument and a beneficial liability to undertake healthy life and manage funds smartly. A wise decision will be to purchase online health insurance or other general insurance plans to make the process less hectic and more rewarding. The more you value your finances, the better your lifestyle will be.
Click HERE to buy online health insurance.
Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.